Just Had an Accident... :( - She's Fixed :)
- Thread starter peddy
- Start date
Ouch 
Those rears look pretty worn down though, not much grip on them?
Those rears look pretty worn down though, not much grip on them?
Ooops, bad timing 
peddy said:I know... they crept under 3mm, so I was planning on changing them yesterday!! LOLWondermike said:Ouch
Those rears look pretty worn down though, not much grip on them?
- looks like they 'crept under' 0mm to me... ... i'm afraid that's the likely cause of your accident.... :roll:
Unfortunately when the weather gets wet/cold, you really do need to keep your tyres above the minimum limit.
pvr said:
The wording is usually "Have you made any claims in the last 3/5 years (regardless of fault/blame)"
No claim, no declare... Its actually Fault or Not. If there was no record of the incident and you paid out of your own pocket, would you really bend over to the insurance and pay more?? :|
+1 Why would you declare an accident that you sorted out yourself and didnt involve any insurance. Its like getting a door dent or scratched bumper sorted, you wouldnt tell the insurance.
I think the 1.6mm limit we have in the UK is way to low, it should be more like Germanys 3.0mm and that means 3 is no good and a fail.
I think the 1.6mm limit we have in the UK is way to low, it should be more like Germanys 3.0mm and that means 3 is no good and a fail.
EdButler said:
Unfortunately, not true. Car insurance renewal notifications is not relating to claims only, if only that was true. It specifically states "claims OR LOSSES".
There is always the risk that the insurance company sees a post such as this, and invalidates the insurance later on because it was not declared. Perhaps better not to post these sort of incidents ...
Just copied from the first policy document I found on the web: Direct Line (http://www.directline.com/motor/policy.htm)
>>
accidents, thefts or losses (whether covered by insurance or not
and regardless of blame) where these have not been previously
reported to us;
Sorry to hear about the crash. It really is bad out there at the moment, even with DSC fully active the back can step out easily and probably get you past the point of no return!
I'd say that list of bits to replace looks pretty optimistic.
Sorry to say it, but if a wishbone has *snapped*, has a control arm been bent a bit, has the damper been damaged, has the diff had the driveshaft rammed back into it causing some oil seal damage, or worse? Wheel bearing damage? Sub-frame mounting points bent?
Snapping a wishbone is pretty hefty, and the decelleration can't have been minor if the airbag was triggered.
There are so many potential areas that are damaged that you won't know about until you start to use it again, or begin repairing it, and they might rack up to more than a proper fix via insurance.
I'd just not fool yourself that it's going to be that cheap thats all. That is best case scenario. Nice to hope that is the case, but it might not be
Be more realistic I think.
Ie, I'd imagine the airbag going off might damage the in-door sound-proofing lining. All these little things need checking and considering otherwise it might be door card back off a week later to replace the lining or what have you = £££
Dave
I'd say that list of bits to replace looks pretty optimistic.
Sorry to say it, but if a wishbone has *snapped*, has a control arm been bent a bit, has the damper been damaged, has the diff had the driveshaft rammed back into it causing some oil seal damage, or worse? Wheel bearing damage? Sub-frame mounting points bent?
Snapping a wishbone is pretty hefty, and the decelleration can't have been minor if the airbag was triggered.
There are so many potential areas that are damaged that you won't know about until you start to use it again, or begin repairing it, and they might rack up to more than a proper fix via insurance.
I'd just not fool yourself that it's going to be that cheap thats all. That is best case scenario. Nice to hope that is the case, but it might not be
Be more realistic I think.
Ie, I'd imagine the airbag going off might damage the in-door sound-proofing lining. All these little things need checking and considering otherwise it might be door card back off a week later to replace the lining or what have you = £££
Dave
Ouch - sorry to hear about this. Not good
Sadly I'm with Dave on this and once you start to really look then more and more bits need replacing, parts straightening and aligning.
Without even looking it's obvious that you need to add a new tyre to the bill as the cords will be damaged internally, so there's £100- £200. (BTW - those are the sort of tyres that turn up in part worn shops) :thumbsdown:
Door membrane will be torn to shreds too, but the more serious stuff is currently hidden from bent brackets to bent driveshafts, chipped R&P gears, etc.
Sure for sub £1,000 you may get it on the road ,but it won't drive correctly.
A friend of mine in a local bodyshop told me today he reckons a 'light tap' (as people describe it) on the corner of a decent German car involving at least one bent panel, respray and suspension work is a £3,000 to £5,000 insurance bill.
Sadly I'm with Dave on this and once you start to really look then more and more bits need replacing, parts straightening and aligning.
Without even looking it's obvious that you need to add a new tyre to the bill as the cords will be damaged internally, so there's £100- £200. (BTW - those are the sort of tyres that turn up in part worn shops) :thumbsdown:
Door membrane will be torn to shreds too, but the more serious stuff is currently hidden from bent brackets to bent driveshafts, chipped R&P gears, etc.
Sure for sub £1,000 you may get it on the road ,but it won't drive correctly.
A friend of mine in a local bodyshop told me today he reckons a 'light tap' (as people describe it) on the corner of a decent German car involving at least one bent panel, respray and suspension work is a £3,000 to £5,000 insurance bill.
peddy said:
Peddy - with your updated list you might want to take a real close look at the 2 posts put up by Dave and then myself. The very things you are starting to list are common 'tip of the iceberg' breakages. The forces to crack a driveshaft are huge and will almost certainly render collateral damage. I cannot comment on the mechanic looking at it but seems to be discoviring bits at a time and perhaps unsure.
I fear by the time you add the 2 lists together and other parts such as tyre, membrane, likley wheel bearing now and lots more labour you're pushing into the £2,000 mark and that's based on I assume second hand parts?
Why a new unit - Can't speak for the BMW unit but most are sealed once only no tamper use and often have once only deployed sensors.
As an aside you experienced a CS2 level side impact crash which is the minimum impact to deploy the side airbag, on a scale of 0 for a car park accident, through to 3 (severe accident) so no minor 'slide'.