The Zed is dead

My 37k mile M will be coming up for sale soon if it’s of any interest to you Alex.
 

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We're nearly reaching a conclusion.

Update from the engineer today was that the car is a total loss. OSF chassis leg kinked, steering rack / suspension arms all screwed. Similar story on the back as well, so all in all the "liberal" estimate for repairs is £27k!

The engineer had already done his homework on how valuable the car is and I was very happy with their offer, so accepted it. The insurance company have so far been fantastic to deal with and have blown all of my preconceived ideas out of the water. Long may it continue.

The only thing to wait for now is full acceptance of liability from other parties, so they can confirm that my excess / NCB will be left alone.

Lesson learned and next time, full protected NCB will be added to my policy, along with agreed value on the new car just to be safe.
 
Fantastic news , crack on & source the replacement :driving: obviously whether your NCD were protected or not & whether blame was 100% elsewhere your premiums will be affected :cry: its just how the industry operates :(
 
mr wilks said:
Fantastic news , crack on & source the replacement :driving: obviously whether your NCD were protected or not & whether blame was 100% elsewhere your premiums will be affected :cry: its just how the industry operates :(

I guess it's probably because the premiums are probably pooled in the same place for the UK, so the industry loses out if that makes sense.
 
alex.baker1989 said:
mr wilks said:
Fantastic news , crack on & source the replacement :driving: obviously whether your NCD were protected or not & whether blame was 100% elsewhere your premiums will be affected :cry: its just how the industry operates :(
I guess it's probably because the premiums are probably pooled in the same place for the UK, so the industry loses out if that makes sense.

Well they will no doubt say its simply due to your being involved :( but how can you argue with a whole industry that you were only involved simply through someone else's fault :( its common sense to us who pay for cover but to them its simply a way of upping your next premium .
You can't hide from it , one of the first questions asked on getting a quote is generally " have you had any accidents or claims in the last 5 years regardless of fault " :cry:
 
That is a pretty quick resolution OP! Presumably you would recommend that insurer.

Happy hunting. :thumbsup:
 
Awesome news. Sad to see such a lovely car end up being broken, but there are cars around as John above proves , still available. Hopefully you will be back on the road very soon in a new car :driving:
 
alex.baker1989 said:
mr wilks said:
Fantastic news , crack on & source the replacement :driving: obviously whether your NCD were protected or not & whether blame was 100% elsewhere your premiums will be affected :cry: its just how the industry operates :(

I guess it's probably because the premiums are probably pooled in the same place for the UK, so the industry loses out if that makes sense.

Statistically, if you're involved in one accident your more likely to be involved in another. Feels unfair, but probably true.
 
Dreadful to see this Alex. As others have said, as long as you are fine.

Wrong colour, but our 2007 Z4MR will also be up for sale soon. 45k miles. FSH (BMW and Specialist) and totally original. Photo taken after being ceramic coated 2 yrs back

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Hi Alex,

Mine will be going up for sale soon and will be available from late July. Spec as per my signature and car is on 64k at the moment. Will hardly increase given my annual mileage is 2.5k.

Let me know if of interest.
 
alex.baker1989 said:
Thanks ocrx8 & Blaster - I may be in touch soon via PM to ask about your cars. I have a couple to see at the moment.
Like the fact that we are all jumping on your misfortune to maybe sell our cars
 
I'm surprised they're not breaking it, as the engine would get them about £4k alone...although maybe they realised their potential audience is a bit smaller than they thought as it's not 'just an M3 S54 engine' :)

Wonder how much they'd want for a gearbox, as mine's still the original one :P
 
mmm-five said:
I'm surprised they're not breaking it, as the engine would get them about £4k alone...although maybe they realised their potential audience is a bit smaller than they thought as it's not 'just an M3 S54 engine' :)

Wonder how much they'd want for a gearbox, as mine's still the original one :P

Is there much demand for these engines?
 
Yorkie Z said:
mmm-five said:
I'm surprised they're not breaking it, as the engine would get them about £4k alone...although maybe they realised their potential audience is a bit smaller than they thought as it's not 'just an M3 S54 engine' :)

Wonder how much they'd want for a gearbox, as mine's still the original one :P

Is there much demand for these engines?
For the M3 variant...yes...either for track builds, or for donor engines when the rod bearings/vanos/valves let go.

Some breakers don't know that there are differences between the M3 and Z4 versions though, and price both about the same.

You can use either in either car, but you'll need to change over (or buy) some bits from the donor engine...so you might as well go for the 'correct' engine if you can find one.

I've seen them for sale from £2k for a 150,000 mile one (with no history)...to £7k for a 30k mile one (don't know if either of those actually sold for that though).
 
Carbon trim leather seats csl reps with tyres if no damage plus the engine loads of good bits worth registering to buy the car for spares at that price.
 
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