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[Beedub]

i think we are all giving this chap a bloody hard time, its a 27k mile car for 11k...... danny is rebuilding one that looked obliterated and I'm sure he's over the 11k mark already.... if someone isn't fussed by the CAT recording this is a bargain into a low mile car, give the guy a break now and lets stop shitting in the thread, OP mark as a Cat recorded car and job done, I'm sure you'll get a taker at that price, how about sticking up some detailed pics of the car, i for one would lovee to see it!

GLWS!!

 

[Ewazix]

i think we are all giving this chap a bloody hard time, its a 27k mile car for 11k...... danny is rebuilding one that looked obliterated and I'm sure he's over the 11k mark already.... if someone isn't fussed by the CAT recording this is a bargain into a low mile car, give the guy a break now and lets stop shitting in the thread, OP mark as a Cat recorded car and job done, I'm sure you'll get a taker at that price, how about sticking up some detailed pics of the car, i for one would lovee to see it!

GLWS!!

To be fair nobody has knocked the price, or the car, or wished Ross anything other than GLWS. It's just that the evasive advert and posts are a bit off. As you say be up-front and look forward to a good sale

 

[rossd0131]

- You seem to be suggesting that the insurance company replaced it because it was under 12 months old even though it was not a write-off, but are you sure that's correct?

I'm not sure I understand what you mean by write off, do you mean damaged? IMHO The Man on The Street uses the word 'write off' to mean a car that is so badly damaged it should never be back on the road - this would be recorded as a cat A (must be crushed) or cat B (must only be used for parts) - To clarify what I mean, insurance companies dont pay out because something is a 'write off'; the car becomes a 'write off' when they pay out on a policy rather than repair the car... there are many reasons for this and I tried to give a few examples.

I tried to explain my understanding and knowledge of category c and d claims in the assumption that this would help some people and add some context - I never think that less is more, but then again I am known by the wife to be quite meticulous over detail...

 

[rossd0131]

i think we are all giving this chap a bloody hard time, its a 27k mile car for 11k...... danny is rebuilding one that looked obliterated and I'm sure he's over the 11k mark already.... if someone isn't fussed by the CAT recording this is a bargain into a low mile car, give the guy a break now and lets stop shitting in the thread, OP mark as a Cat recorded car and job done, I'm sure you'll get a taker at that price, how about sticking up some detailed pics of the car, i for one would lovee to see it!

GLWS!!

Thanks dude, I had images of a certain Monty Python scene running though my mind as I read some of the replies... https://youtu.be/zrzMhU_4m-g

I've added a bit to the start of my entry on this thread with capital letters which should make the insurance claim it easy to see, I thought that what I had in the linked advert on ebay was clear enough for initial details - I never thought necessary to put this in the link from the forum as well but its not a biggie and if it prevents people from having to read the ad that that would otherwise not be interested on the basis on the insurance claim then hopefully everyone is happy.

 

[mr wilks]

Why no ext M badges Ross :? kinda looks lost without em

 

[rossd0131]

Why no ext M badges Ross :? kinda looks lost without em

I prefer not to attract attention, ever since becoming more 'mature' I've preferred reduce the probability of a wee boy racer tailgating me or wanting to 'race'... Ever since I owned a standard JDM Honda S2000 when Fast and Furious was popular (and had every Saxo within 500 meters trying to race) I've always debadged my sporty cars. The V8 S4 that I had before the Z4M used to be a fantastic Q car....

 

[mr wilks]

Why no ext M badges Ross :? kinda looks lost without em

I prefer not to attract attention, ever since becoming more 'mature' I've preferred reduce the probability of a wee boy racer tailgating me or wanting to 'race'... Ever since I owned a standard JDM Honda S2000 when Fast and Furious was popular (and had every Saxo within 500 meters trying to race) I've always debadged my sporty cars. The V8 S4 that I had before the Z4M used to be a fantastic Q car....

I get that Ross , personally id want them on though

 

[rossd0131]

.

 

[Ewazix]

- You seem to be suggesting that the insurance company replaced it because it was under 12 months old even though it was not a write-off, but are you sure that's correct?

I'm not sure I understand what you mean by write off, do you mean damaged? IMHO The Man on The Street uses the word 'write off' to mean a car that is so badly damaged it should never be back on the road - this would be recorded as a cat A (must be crushed) or cat B (must only be used for parts) - To clarify what I mean, insurance companies dont pay out because something is a 'write off'; the car becomes a 'write off' when they pay out on a policy rather than repair the car... there are many reasons for this and I tried to give a few examples.

I tried to explain my understanding and knowledge of category c and d claims in the assumption that this would help some people and add some context - I never think that less is more, but then again I am known by the wife to be quite meticulous over detail...

Ross, I'm really not trying to be antagonistic but it's apparent that your understanding of CAT A-D is confused and that some of the info you have given risks misleading a potential buyer about the extent of the damage. If an insurance company assesses that the cost of repair uneconomic it becomes a 'write-off' and is categorised A-D. Whatever the CAT a new car valued at £40k must have had more than minor damage to be a CAT D. I'll butt-out now but for clarity here are a couple of links with explanations about insurance 'write-offs'. Genuinely GLWS 8)

http://www.carbuyer.co.uk/tips-and-advice/114820/cat-d-cars-insurance-write-offs-all-you-need-know

http://www.rac.co.uk/community/blog/rac-blog/september-2011/what-is-an-insurance-write-off/

 

[rossd0131]

- You seem to be suggesting that the insurance company replaced it because it was under 12 months old even though it was not a write-off, but are you sure that's correct?

I'm not sure I understand what you mean by write off, do you mean damaged? IMHO The Man on The Street uses the word 'write off' to mean a car that is so badly damaged it should never be back on the road - this would be recorded as a cat A (must be crushed) or cat B (must only be used for parts) - To clarify what I mean, insurance companies dont pay out because something is a 'write off'; the car becomes a 'write off' when they pay out on a policy rather than repair the car... there are many reasons for this and I tried to give a few examples.

I tried to explain my understanding and knowledge of category c and d claims in the assumption that this would help some people and add some context - I never think that less is more, but then again I am known by the wife to be quite meticulous over detail...

Ross, I'm really not trying to be antagonistic but it's apparent that your understanding of CAT A-D is confused and that some of the info you have given risks misleading a potential buyer about the extent of the damage. If an insurance company assesses that the cost of repair uneconomic it becomes a 'write-off' and is categorised A-D. Whatever the CAT a new car valued at £40k must have had more than minor damage to be a CAT D. I'll butt-out now but for clarity here are a couple of links with explanations about insurance 'write-offs'. Genuinely GLWS 8)

http://www.carbuyer.co.uk/tips-and-advice/114820/cat-d-cars-insurance-write-offs-all-you-need-know

http://www.rac.co.uk/community/blog/rac-blog/september-2011/what-is-an-insurance-write-off/

It was not my intention to argue over the Internet with a random stranger...but there are far better sources of information than an RAC guide or car magazine article... have a look at this guidance document which the industry uses https://www.abi.org.uk/~/media/File...ce for disposal of motor vehicle salvage.ashx

Well worth a read as this is what the industry actually uses, not a magazine or breakdown companies interpretation of it. Its obviously summarized for brevity but have a look at what cat D actually means:

"• Vehicles replaced under “new for old” schemes (say, 60% damage) which would not otherwise have been treated as total losses • Constructive total losses"

This is easier to achieve than I think you appreciate. Say the value would have been cica £30k - check real OEM for parts prices, xenon headlight and fixings are £1000 each alone, bumper, bumper bar, fixing and ancillaries dont come cheap, ad the cost of labour and paint, the cost of a equivalent hire car for the duration of order and then the requirement to provide the remainder of the insurance policy - consider the resale value of the salvage and, 60% of what would normally equate to uneconomical is not far away...


However, this is all academic, the fact of the matter is, the radiator and everything behind it are all original and undamaged - In my garage I have the original bumper bar (which has obviously been replaced with a new one on the car), which is situated immediately behind the bumper, and all this shows a tiny mark smaller than your little finger, the airbags are all original and undamaged. The suspension is undamaged etc etc. The full circumstances were explained to me by the previous owner, I went over it very carefully and was more than happy enough to buy it 3 years ago and I've never had a problem. If you dont want to buy it because you think there are issues I'm not gonna force you!

 

[LeeZ4MR]

Why no ext M badges Ross :? kinda looks lost without em

I prefer not to attract attention, ever since becoming more 'mature' I've preferred reduce the probability of a wee boy racer tailgating me or wanting to 'race'... Ever since I owned a standard JDM Honda S2000 when Fast and Furious was popular (and had every Saxo within 500 meters trying to race) I've always debadged my sporty cars. The V8 S4 that I had before the Z4M used to be a fantastic Q car....

I get that Ross , personally id want them on though

I think I am in the camp of it looks better without them...the Z4M has a lot to answer for when you consider that every M sport car made now by BMW has M badges on the side of them and sometimes less is more so I understand why owners would remove them.

I remember when I had mine and I saw a 2.0 model with M badges stuck to it in the same place as the Z4M and I couldn't understand why the owner would do that but BMW are to blame in the first place because they started it!!

 

[Beedub]

thats alot of car for 11k and people are buying these cars totalled and building them up for far more so with the CAT rating taken into account this is a far price for the mileage. It would be great to see what exactly was damaged but we will never know so as long as it passes a thorough inspection tis is a bargain for someone!!

GLWS op you will get this rather easily i suspect.

 

[sw4nny]

thats alot of car for 11k and people are buying these cars totalled and building them up for far more so with the CAT rating taken into account this is a far price for the mileage. It would be great to see what exactly was damaged but we will never know so as long as it passes a thorough inspection tis is a bargain for someone!!

GLWS op you will get this rather easily i suspect.

Totally agree,its a bit too early for my venture into my M roadster plans,otherwise assuming it passed relevent inspections,
I would buy without a worry,the re sale would not be of consequence, as losing money over a period of ownership as been the norm.
Putting many miles on all my cars (only own one at a time and use as a daily)the M would be no exception .
So depreciation would occur regardless.
GLWTS

 

[Machine monkey]

I think its a good buy. As with ANY second hand car buy with your eyes open do your own research!! I dont think the OP has done anything wrong!

I am not a car buying novice.. But i brought my z4 from a garage and all excited with owning a z4..... I had my pants pulled down!! I would much rather had brought from an honest privet person. Than a slimy dodgy garage like i did!!

GLWTS if i had the cash i would be very interested.

 

[Beedub]

this would be the PERFECT z4m to literally buy and drive into the ground and just enjoy it!! Its never going to command mega money so forget worrying about depreciation and just drive the thing as a daily driver until it gets to stupid miles maintain it as cheaply as poss at an indie and just not need to worry about future values etc.. A very cheap way into ///M ownership considering where the current price range is... id be aiming to pay 10k however.

 

[mr wilks]

... id be aiming to pay 10k however.

Most relevant words ive seen written in 3 pages :wink: The car looks in fine fettle & most probably is .
It most probably also drives without fault but for the very reason its being discussed at length there is a game of chance with it :? this game should always be reflected in the price of any Cat D car & by that i mean 20/25% less than you would pay for a car without questionable heritage

 

[Ewazix]

id be aiming to pay 10k however.

Now who's quote "shitting" on this guys thread? as you put it when I pointed out that not clearly stating the CAT status in the original ad' was iffy. But at least I didn't kick the chair from under him on price. You originally said the asking price was good (£11.5k) but suddenly £10k feels right for you, cheeky offer pending? :wink:

 

[Beedub]

id be aiming to pay 10k however.

Now who's quote "shitting" on this guys thread? as you put it when I pointed out that not clearly stating the CAT status in the original ad' was iffy. But at least I didn't kick the chair from under him on price. You originally said the asking price was good (£11.5k) but suddenly £10k feels right for you, cheeky offer pending? :wink:

bla bla bla bla bla..... sensitive, period week? lmao... you big baby!

As said, great car OP...

If possible id try and dig out some pics of the damage if you have it, and again this is a great entry for someone but with a low mile car, their are some people that specifically look for high ends cars with CAT recording for their cheaper price point!

 

[Beedub]

... id be aiming to pay 10k however.

Most relevant words ive seen written in 3 pages :wink: The car looks in fine fettle & most probably is .
It most probably also drives without fault but for the very reason its being discussed at length there is a game of chance with it :? this game should always be reflected in the price of any Cat D car & by that i mean 20/25% less than you would pay for a car without questionable heritage

 

[StevenH72]

This would be a £15k car without its History, £10k would be a steal for a buyer ( providing it's inspects well), but £11.5k seems fair.