Scrapping 2005 2.2L E85 SE Sterling Grey

Ali0191

Member
Hi guys,

I have mentioned in a couple of topics in the marketplace, my Z4 is being written off Cat N due to purely cosmetic damage to the rear drivers side wheel arch. I am currently going through the process with my insurance company and I am just seeing if it is worth while me buying the car back.

https://drive.google.com/file/d/1dGK3RSOr4LDmS0jxRPNb5zqoYurT9uTm/view?usp=sharing (Couldn't get the image to show? But thats the link to the damage)

I have gone down the route of trying to keep it on the road but it just isn't possible. Before looking on here I was thinking the following things:

Gaptech
Roof motor - Moved to boot and got working again 2 years ago
DLV modified back box for 2.2L
103 Alloys - In need of refurbishment with tyres from 3-6months old

But now I am seeing that people are looking for parts such as doors and wings. I am happy for people to descend like vultures if it means the forum benefits rather than it just being scrapped by the insurance company, I just don't want to be out of pocket buying it back + final 'salvage'/removal fee.

The car is in SE London, just off the A2.

I am delaying the insurance company whilst haggling the value of my car but need to make the decision by mid next week at the latest. Let me know of any interest, preferably with prices so I can get a quick idea of whether its worth it or not.

Photos:

9HZJ7PuviezQojV27
 
Surely if that's the only damage, it would be easier to replace the wing off a scrapper and sell the car on or continue to run it? It looks like the damage is confined only to the wing, so it would be a relatively easy bolt off, bolt on job.
 
z4pilot said:
Surely if that's the only damage, it would be easier to replace the wing off a scrapper and sell the car on or continue to run it? It looks like the damage is confined only to the wing, so it would be a relatively easy bolt off, bolt on job.

Whilst it is bolt on / bolt off, the rear wings are much more of a PITA than sauna front wing. I know first hand!!

That being said, I agree with what you’re saying - OP, is there more damage other than what’s pictured?

If you have some black interior parts I may be interested in a couple of bits. The gaptechs worth selling - always someone looking for one. Although price dependant Id poss even buy it as Id like to find one “cheap” because I want to pull it apart and reverse engineer it (I already have one fitted but don’t wanna risk buggering up a new one)
 
Pic inserted.

IMG_3286.jpg

How much are they offering you to keep it?

Is the damage localised to just the wing? Or is there door damage too? It looks like there may be damage to the side skirt as well.
 
Sorry, I wasn’t clear, the damage goes across the wing and onto the side skirt. Alloy also has a scrape due to the accident. I have had it assessed, all damage is purely cosmetic. No damage to the door.

As far as repairing myself, I quickly looked into it but a massive factor is just personal life circumstances. Time to actually fix it, high chance of next year taking the car off the road for a couple of years anyway, cost of insuring a written off car etc. Although it is possible, just not worth the effort for me at the moment which is unfortunate, the car definitely holds sentimental value for me.

I am still negotiating but looking at around £700 buy back cost.
 
Ali0191 said:
Sorry, I wasn’t clear, the damage goes across the wing and onto the side skirt. Alloy also has a scrape due to the accident. I have had it assessed, all damage is purely cosmetic. No damage to the door.

As far as repairing myself, I quickly looked into it but a massive factor is just personal life circumstances. Time to actually fix it, high chance of next year taking the car off the road for a couple of years anyway, cost of insuring a written off car etc. Although it is possible, just not worth the effort for me at the moment which is unfortunate, the car definitely holds sentimental value for me.

I am still negotiating but looking at around £700 buy back cost.

For £700 I would personally of thought that’s worth it because you could eventually make that back breaking it, although it could also prove a little time consuming (albeit not as time consuming as repairing it)
 
You can very easily run this as it is. You wouldn't even need to get it MOT'd (some people do if they want). As for insurance, it doesn't change if you've got a write-off. YOUR premiums will go up slightly as you had the accident (irrespective if you were at fault). There is no difference in an insurers eyes between a CAT D (or CAT N) and a non accident damaged vehicle.

If you're taking it off the road anyway it can be a nice project? It's really not that involved and I'm sure if you didn't want to replace that panel, you could even go down dent removal, body filler and then re-spray. Plus that sentimental element too. Keep it, else you may regret it in the future?
 
kis said:
You can very easily run this as it is. You wouldn't even need to get it MOT'd (some people do if they want). As for insurance, it doesn't change if you've got a write-off. YOUR premiums will go up slightly as you had the accident (irrespective if you were at fault). There is no difference in an insurers eyes between a CAT D (or CAT N) and a non accident damaged vehicle.

If you're taking it off the road anyway it can be a nice project? It's really not that involved and I'm sure if you didn't want to replace that panel, you could even go down dent removal, body filler and then re-spray. Plus that sentimental element too. Keep it, else you may regret it in the future?

This is actually very interesting, I went to my local garage and they painted a different picture. "It would have to be repaired, MOT'd and insurance will go up" kind of thing. I will do some digging into the details a bit more such as insurance. I was led to believe it would be complicated and more expensive. Thanks for the advice. :thumbsup:

I am however still leaning towards getting rid of it. It wasn't a plan until this happened, but when I say take it off the road I mean I will be leaving the country for a couple of years with work and as far as a project before then, I genuinely just do not have the time.
 
IAmOrion said:
For £700 I would personally of thought that’s worth it because you could eventually make that back breaking it, although it could also prove a little time consuming (albeit not as time consuming as repairing it)

Time is unfortunately just what I do not have :(
 
Ali0191 said:
This is actually very interesting, I went to my local garage and they painted a different picture. "It would have to be repaired, MOT'd and insurance will go up" kind of thing. I will do some digging into the details a bit more such as insurance. I was led to believe it would be complicated and more expensive. Thanks for the advice. :thumbsup:

I am however still leaning towards getting rid of it. It wasn't a plan until this happened, but when I say take it off the road I mean I will be leaving the country for a couple of years with work and as far as a project before then, I genuinely just do not have the time.

Ali0191 said:
Time is unfortunately just what I do not have :(


Depending on the price the insurer wants, I'd be very interested to buy the car outright for £700 off you and either repair of break it myself - seems daft to let it go to a scrapheap heaven
 
Ali0191 said:
This is actually very interesting, I went to my local garage and they painted a different picture. "It would have to be repaired, MOT'd and insurance will go up" kind of thing. I will do some digging into the details a bit more such as insurance. I was led to believe it would be complicated and more expensive. Thanks for the advice.

I am however still leaning towards getting rid of it. It wasn't a plan until this happened, but when I say take it off the road I mean I will be leaving the country for a couple of years with work and as far as a project before then, I genuinely just do not have the time.
Top

But breaking it would also be very time consuming? Stripping the parts off the car, packaging them up, posting them out etc, will not be a trivial exercise surely? Plus if you do go down the route of breaking it, you're going to have to do some work to decide how much you want to sell the parts for. The mods on here won't let you get away with asking people what they are prepared to pay - if you're selling bits, you'll need to advertise a price. You're between a bit of a rock and a hard place with this one I think. If you're adamant you want to get rid, maybe just sell it as seen - someone on here might want to buy it as a project?
 
Ali0191 said:
Sorry, I wasn’t clear, the damage goes across the wing and onto the side skirt. Alloy also has a scrape due to the accident. I have had it assessed, all damage is purely cosmetic. No damage to the door.

As far as repairing myself, I quickly looked into it but a massive factor is just personal life circumstances. Time to actually fix it, high chance of next year taking the car off the road for a couple of years anyway, cost of insuring a written off car etc. Although it is possible, just not worth the effort for me at the moment which is unfortunate, the car definitely holds sentimental value for me.

I am still negotiating but looking at around £700 buy back cost.

If you do decide to go down that route I'd be more than happy to pay a very good price for the complete passenger side door and come and remove it... Please let me know!
 
Ali0191 said:
This is actually very interesting, I went to my local garage and they painted a different picture. "It would have to be repaired, MOT'd and insurance will go up" kind of thing. I will do some digging into the details a bit more such as insurance. I was led to believe it would be complicated and more expensive. Thanks for the advice. :thumbsup:

I am however still leaning towards getting rid of it. It wasn't a plan until this happened, but when I say take it off the road I mean I will be leaving the country for a couple of years with work and as far as a project before then, I genuinely just do not have the time.

We wrote off a Mini Cooper R50 with more damage than this. It could still run and drive, but needed new bumper, headlight and other bits and bobs to get it back in order. MOT wasn't due for another few months and so I got it all together again for it's yearly MOT.

You're advised to do a MOT before getting it back on the road but we didn't. Not sure anything has changed in regards to legislation? But sailed through MOT when it was due.

If you're unsure I would get it through a MOT first? This way you've got peace of mind? It's then fully roadworthy and you've no issues using it day to day. You can happily drive around with a dent in the rear quarter... it doesn't effect the cars mechanical functionality at all...

The insurance premium will go up as I said. But the cost of insuring a CAT N will be non-different to a normal car. It's no more of a risk in insurers eyes. I looked into this heavily myself before buying a CAT D (back in those days).
 
kis said:
The insurance premium will go up as I said. But the cost of insuring a CAT N will be non-different to a normal car. It's no more of a risk in insurers eyes. I looked into this heavily myself before buying a CAT D (back in those days).

Kis, thank you for all your advice! I have looked into it, you are 100% correct insurance companies don't see it as an issue. However, they want an MOT as an official 'rubber stamp' it is ok to put back on the road, but I have also only had time to talk to one company in my break so likely a one off!

z4pilot said:
But breaking it would also be very time consuming?

I was coming from the perspective of its here, come take what you want rather than me taking it all apart etc. But noted about the mods and I hadn't properly considered the implications from my post, thanks.

IAmOrion said:
Depending on the price the insurer wants, I'd be very interested to buy the car outright for £700 off you and either repair of break it myself - seems daft to let it go to a scrapheap heaven

I will likely go down this route mate, whilst referring to the buyer those people who have PM'd for specific parts such as Paully and Machine Monkey.

I have got a lot of PMs so I need to go through all of them, figure out what I am doing and figure out the fairest way. I will likely not know the final say from the insurance company until end of next week as the 'Insurance Engineer' I am dealing with is now on training :roll:

At least if I don't keep the car I know it will be used to help out the forum rather than just scraped! Thank you all for your advice and pointers!

So I have just noticed that I have tried replying to some PMs but they are just sat in my outbox? Where as others are sending...

So some of the info I have been asked for is here:

2005 E85
2.2L
Manual
SE trim
90k miles
Gaptech+
Other than the noted damage it is in good condition
Mainly garaged so roof is well looked after
Roof motor has been relocated and refurbished by myself
Clutch Delay Valve removed
DLV back box
It is the basic radio with 6 cd changer. I have added in Belkin Handsfree/bluetooth audio.
It was brushed aluminium interior, it is now all black.
HID main head light, LED side lights, Philips full beam upgrade (can't remember the bulb but recommended on here)
 
Ali0191 said:
IAmOrion said:
Depending on the price the insurer wants, I'd be very interested to buy the car outright for £700 off you and either repair of break it myself - seems daft to let it go to a scrapheap heaven

I will likely go down this route mate, whilst referring to the buyer those people who have PM'd for specific parts such as Paully and Machine Monkey.

I have got a lot of PMs so I need to go through all of them, figure out what I am doing and figure out the fairest way. I will likely not know the final say from the insurance company until end of next week as the 'Insurance Engineer' I am dealing with is now on training :roll:

At least if I don't keep the car I know it will be used to help out the forum rather than just scraped! Thank you all for your advice and pointers!

Keep me posted for sure please, If I were to buy the car and go down the breaking route, I would give priority to those already asking you for parts in order they asked if that makes sense. Anyways, keep us all posted
 
Ali0191 said:
So I have just noticed that I have tried replying to some PMs but they are just sat in my outbox? Where as others are sending...

They will sit in your "outbox" until the recipient has read the message
 
Looking for panels if you have any? Need to be Dent and scratch free.

Basically, near enough my full car is covered in dents/key marks/scuffs from a brick wall/hit and run damage, so yeah need the lot :lol:
 
I have seen worse state cars than this parked in Tescos car park, basically the insurers are saying that with what the cars worth and cost of repair, its not viable for them,, if you can get it for £700 off them and find a good body shop, with what they are paying out to you, im sure the figures stack,,

P.S. If you do decide to break, and have a pop up sat nav screen, first dibs please
 
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