Rear Ended!!!

paulmac

Member
Can't F@#ing believe it, such a lovely day, decided to take the Z to work.
On the way home top down in the sun, car running beautifully.
I'm then waiting at a red traffic light in a line of stationary traffic, when bang, I get jolted from behind.
We pull over, guy was nice enough, apologised and said his foot had slipped off the clutch, I did noticed he was bare footed. which was probably the reason :headbang:
Damage looks superficial, just a graze by the reversing sensor, which when I got home has almost polished ut, but if you look side on you can the an imprint of where the trim on his bumper has imbosed mine.
Now I'm in a dilema whether to go through insurance or not, at the time he said he would pay outside insurance, but when I said the paint alone would probably be £300, he thought more like £100.
I know it was a non fault accident, but I know what insurance companies are like, and I don't what to lose any of my excess or no claims. :x
My car is an 04 in pretty good nick, what are you thoughts??
 
Insurance, every time. Paint and prep plus labour at a BMW approved will be over £300 - if he is already haggling at the price, then it doesn't bode well for getting it done outside insurance.
 
BTW be careful with the sensor - they are easily disturbed - it will need a close check.
 
I would get it properly looked at,what may look superficial may not be-i dont want to put a bigger dampner on it -just saying.
 
Thanks for the quick responses!
Pretty much what I thought, I'll phone the insurance tomorrow.
I've only had the car a few months, and it seems everything on the road is out to get me.
If I park it somewhere, someone will park an inch from it, and I have to look down the side to make sure they haven't dinged it.
No one will let me out from a junction, they'd rather take the front of my car off.
Everyone sits right up my arse, trying to provoke a race.
Now this?
I was thinking of spending alot more money on a newer one next year, but I think I would be too scared to use it.
Anyone else have these problems, or am I just paranoid :cry:
 
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