I use A-Plan Thatcham.
Wheels and suspension are declared but I'd hardly class is as a modified car.
Wheels and suspension are declared but I'd hardly class is as a modified car.
Modified Insurance Z4m
- Thread starter tom21
- Start date
LostBoy_84 said:
Weirdly, my wheels were insured as "original equipment", along with the carbon spoiler and strut brace. Doesn't matter that they were after-sale, apparently, neither does it matter that the alloys were never an option, which I asked about explicitly, just that they were from BMW (might try and get this in writing, because I'm still doubtful it's true!). Then the KWs and Eventuri are just declared, and affect my premium, but not covered in the event of a claim.
MrPT said:
That's interesting, I'll have to question it come renewal time.
Its not a bad premium, I pay ~£400, aged 32, garaged, up to 4K miles pa.
A
Anonymous
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Mister T said:
I did this and got a call back from a super gent in Tooting - long conversation about my living around the corner until last year and now live basically down the road from his house! Thumbs up on the service, but the price was... wait for it... three times that of Flux!!
North West Surrey
I know this is an "M" specific thread, but please bear with me. 
I had a 3 litre E86 for two years and stupidly agreed to sell it - realised the error of my decision so went and bought another. The seller told me it had a stainless centre and rear section of exhaust, and if definitely sounded different in a good way! :lol:
The first Z4 was insured by Allianz via A-Plan, but when I told them about the stainless exhaust (of indeterminate manufacture) on my 2nd car they wouldn't quote!
So I went to Chris Knott, told them and got a good quote noting a stainless exhaust! Then I mentioned this on the forum and someone on here said they all had a stainless exhaust as standard, so the only mod to my car was actually a pattern part instead of OEM!
So my point is I doubt there are many (or even any?) brokers/insurers who know exactly what is standard and what is a modification, which makes me wonder if any of them actually employs an engineer who would be able to identify a non-standard part unless it jumped out and bit him!
And while I realise none of us wants to give them an excuse to try to duck out of their responsibilities, it does seem pretty difficult to find anyone knowledgeable enough to understand what they are actually being asked to insure!
Anyway I hope you find someone suitable OP.
(Just a thought, but would Lancaster Insurance be any good?)
I had a 3 litre E86 for two years and stupidly agreed to sell it - realised the error of my decision so went and bought another. The seller told me it had a stainless centre and rear section of exhaust, and if definitely sounded different in a good way! :lol:
The first Z4 was insured by Allianz via A-Plan, but when I told them about the stainless exhaust (of indeterminate manufacture) on my 2nd car they wouldn't quote!
So I went to Chris Knott, told them and got a good quote noting a stainless exhaust! Then I mentioned this on the forum and someone on here said they all had a stainless exhaust as standard, so the only mod to my car was actually a pattern part instead of OEM!
So my point is I doubt there are many (or even any?) brokers/insurers who know exactly what is standard and what is a modification, which makes me wonder if any of them actually employs an engineer who would be able to identify a non-standard part unless it jumped out and bit him!
And while I realise none of us wants to give them an excuse to try to duck out of their responsibilities, it does seem pretty difficult to find anyone knowledgeable enough to understand what they are actually being asked to insure!
Anyway I hope you find someone suitable OP.
(Just a thought, but would Lancaster Insurance be any good?)