ISA’s

enuff_zed said:
Make dinner from scratch
Don't worry pal; another few months of clever investing and you will be able to get a full-time housekeeper; should free up a bit more of your valuable time! :wink:
 
Pondrew said:
enuff_zed said:
Make dinner from scratch
Don't worry pal; another few months of clever investing and you will be able to get a full-time housekeeper; should free up a bit more of your valuable time! :wink:
Excuse me Mr mis-quoter. T'weren't me wot said that!
 
enuff_zed said:
Excuse me Mr mis-quoter. T'weren't me wot said that!
Don't blame me. I know you wouldn't make dinner, Martin, you are a man and that is a woman's job. :poke: :thumbsup:
 
Pondrew said:
enuff_zed said:
Excuse me Mr mis-quoter. T'weren't me wot said that!
Don't blame me. I know you wouldn't make dinner, Martin, you are a man and that is a woman's job. :poke: :thumbsup:
I'll have you know I'm referred to in these parts as Mr Gousto!
Ideal for the likes of me. Exact amounts supplied and clear instructions.
And then at 2133 hours I read a little poetry...................
At 2204 I clean my teeth.....................
At 2211 I retire to my bed.....................
At 2214 I engage in a little horizontal jogging with the good lady.....................
At 2214 and 30 seconds I'm asleep......................... :roll:
And not once do I refer to the BBC!
 
enuff_zed said:
At 2214 I engage in a little horizontal jogging with the good lady.....................
At 2214 and 30 seconds I'm asleep......................... :roll:

Delighted for you mate, you've really "upped" your game timewise. :thumbsup:
 
Scubaregs said:
enuff_zed said:
At 2214 I engage in a little horizontal jogging with the good lady.....................
At 2214 and 30 seconds I'm asleep......................... :roll:

Delighted for you mate, you've really "upped" your game timewise. :thumbsup:
It's all in the partner mate. You just didn't cut it, sorry.
 
enuff_zed said:
Scubaregs said:
enuff_zed said:
At 2214 I engage in a little horizontal jogging with the good lady.....................
At 2214 and 30 seconds I'm asleep......................... :roll:

Delighted for you mate, you've really "upped" your game timewise. :thumbsup:
It's all in the partner mate. You just didn't cut it, sorry.

I had to cut it, it had had such little use it had healed up. :rofl:
 
N4LLY said:
SonnyA85 said:
ronk said:
What about the rest of your family though?

I bet you have a sneaky glimpse once in a while - hand on heart, you watch no TV?

I don't have time to watch tv Mon-Fri; I work 9-5. Make dinner from scratch and consume between 5-6. Play with 1 year old, bath and put to sleep between 6-8. After 8; I have 3 hours to myself every day until 11pm which is usually bed time. During that time I have Xbox, gaming pc and podcasts. None of my tv's are connected to an aerial or satellite. I'd much rather stream a movie or tv show.

Wife is same as above apart from after 8pm she catches up on her housework, beauty routines and netflix (using her parents sub).

What is their on live tv worth watching?

Using parent's subscription is illegal ?

Oh and ITV racing, whats the point of watching that on catchup ?

Blimey Sonny, you ok ?

Using someone else's Netflix subscription is illegal?

Whereabouts in UK law is that?

It may be in Netflix's terms and conditions but that doesn't mean it's illegal.
 
May not be official "Illegal" but you want you account closed ?

When you agree to the terms of service, you agree that "The Account Owner should [...] not reveal the password or details of the Payment Method associated to the account to anyone." Subsequently, Netflix continues to state, "We can terminate your account or place your account on hold in order to protect you, Netflix or our partners from identity theft or other fraudulent activity."

So, sharing your Netflix password with anyone is against the company's Terms of Use, and if you're caught, it could cost you your account.

A curious aspect about password sharing is that in a Shareholder Letter from Netflix shared in April 2022, the company expressed that it's okay to share your password in the same household. The trouble lies when users share their passwords across multiple households.
 
N4LLY said:
May not be official "Illegal" but you want you account closed ?

When you agree to the terms of service, you agree that "The Account Owner should [...] not reveal the password or details of the Payment Method associated to the account to anyone." Subsequently, Netflix continues to state, "We can terminate your account or place your account on hold in order to protect you, Netflix or our partners from identity theft or other fraudulent activity."

So, sharing your Netflix password with anyone is against the company's Terms of Use, and if you're caught, it could cost you your account.

A curious aspect about password sharing is that in a Shareholder Letter from Netflix shared in April 2022, the company expressed that it's okay to share your password in the same household. The trouble lies when users share their passwords across multiple households.

It's not my account. Also you can open a new account with a new email in 30 seconds. I don't see the issue even if it were to be closed down. At one point I had 12 email addresses and used to cycle them and use the free 1 month trial to get Netflix for free as they gave you 1 free trial every year. I wonder if that trick still works. Gmail was the issue as I believe they stopped the email accounts due to inactivity so I stopped after a couple of years.

It's not like a bank account they are threatening to close. I could give two ***** if they shut a Netflix account down.

So we have clarified it's not illegal then? Therefore I'm not breaking any laws and therefore they can't do anything I care about.
 
Pondrew said:
enuff_zed said:
Excuse me Mr mis-quoter. T'weren't me wot said that!
Don't blame me. I know you wouldn't make dinner, Martin, you are a man and that is a woman's job. :poke: :thumbsup:
Wrong, the kitchen is a mans domain, except when there is washing up to do :D
 
Using someone else's Netflix subscription is illegal?

Whereabouts in UK law is that?

It may be in Netflix's terms and conditions but that doesn't mean it's illegal.
[/quote] It is illegal see below,


It is an offence for a defendant to obtain, by any dishonest act, services for which payment is required, with intent to avoid payment for those services under the Fraud Act 2006

Not my wording but direct from the Fraud Act. If you obtain the service and didn't pay for it you are guilty. Simple as that.

Sentence on summary conviction, to imprisonment for a term not exceeding 12 months or to a fine not exceeding the statutory maximum (or to both); (b)on conviction on indictment, to imprisonment for a term not exceeding 5 years or to a fine (or to both).
 
SonnyA85 said:
It's not my account. Also you can open a new account with a new email in 30 seconds. I don't see the issue even if it were to be closed down. At one point I had 12 email addresses and used to cycle them and use the free 1 month trial to get Netflix for free as they gave you 1 free trial every year. I wonder if that trick still works. Gmail was the issue as I believe they stopped the email accounts due to inactivity so I stopped after a couple of years.
Yep, you've done it again. Proved yourself to be the best person ever. Well done. Now please shut up! :thumbsup:
 
Pondrew said:
SonnyA85 said:
It's not my account. Also you can open a new account with a new email in 30 seconds. I don't see the issue even if it were to be closed down. At one point I had 12 email addresses and used to cycle them and use the free 1 month trial to get Netflix for free as they gave you 1 free trial every year. I wonder if that trick still works. Gmail was the issue as I believe they stopped the email accounts due to inactivity so I stopped after a couple of years.
Yep, you've done it again. Proved yourself to be the best person ever. Well done. Now please shut up! :thumbsup:
Just told my missus to throw out the sliced bread as it's been superseded. :roll:
 
Scubaregs said:
Are we allowed to tell people we know him? :-?

Only if your desperate. :wink: He is quite amusing though and if I were 40 years younger then maybe, errr I'd still not listen to a word he says.. :D :lol:
 
SonnyA85 said:
Did you know even if you earned minimum wage you could have £3 million in the bank come retirement if you followed the 50-30-20 rule

You really are full of fucking pish!!

Based on Minimum wage for an over 21 year old it’s £9.50 p/h

so working week 40 hrs £380 p/w top line = £19760 p/a

Deductions Tax -£1,439 NI -£1309 total take home £17,012 p/a

Taking your magical 50/30/20 rule

50% = £8506, 30% = £5104 20% = £3402

So even if the person decided to spend f**k ALL of the 30% & 20% the max they could save is £8506 p/a

£8506 * 45 yrs = £382,770 NOT anywhere close to £3 million and you proclaim to be the finance and investment guru of the forum and you can’t do basic arithmetic, do me, and the rest of us, a favour and shut the f**k up :wkr:
 
Argyll Andy said:
SonnyA85 said:
Did you know even if you earned minimum wage you could have £3 million in the bank come retirement if you followed the 50-30-20 rule

You really are full of f***ing pish!!

Based on Minimum wage for an over 21 year old it’s £9.50 p/h

so working week 40 hrs £380 p/w top line = £19760 p/a

Deductions Tax -£1,439 NI -£1309 total take home £17,012 p/a

Taking your magical 50/30/20 rule

50% = £8506, 30% = £5104 20% = £3402

So even if the person decided to spend f**k ALL of the 30% & 20% the max they could save is £8506 p/a

£8506 * 45 yrs = £382,770 NOT anywhere close to £3 million and you proclaim to be the finance and investment guru of the forum and you can’t do basic arithmetic, do me, and the rest of us, a favour and shut the f**k up :wkr:

I think he’s working on the assumption that the average retirement age will soon be 275 :P
Rob
 
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