Insurance Cost Z4M

M

MKZ4000

Active member
Got a bit of a shock with my renewal quote.

I've got a Z4M Roadster and was paying £530 for a limited mileage of 3000miles with esure. Im middle aged and got 3 yrs no claims as way of reference.

Its shot up to £838.

Can i ask what sort of amount fellow Zedders pay and who with please ?

I normally don't change if it doesn't go up much but that's too steep.
 
companycardriver said:
Afternoon

Renewed mine last month with Adrian Flux who I’ve been with for five years now. 2000 limited mileage for £325.
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That sounds a fair price, I assume middle aged and a few NCBS?
 
Its an impossible question to answer as everyone's circumstances are different. Just go to a comparison site and see what you get. I also cant believe people still accept their renewal without even checking out the competition. My insurance these days is half what it used to be, i change companies every year.
 
Kenich said:
companycardriver said:
Afternoon

Renewed mine last month with Adrian Flux who I’ve been with for five years now. 2000 limited mileage for £325.
Click to expand...

That sounds a fair price, I assume middle aged and a few NCBS?
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Yep, 43 but only six years NCB due to company cars since I was in my early twenties. The Z4M being the first car I’ve bought since I was 18!!!
Insurance was £297 last year, this years renewal jumped to £400 but with some looking around they matched what I found elsewhere.
 
Rockhopper said:
I also cant believe people still accept their renewal without even checking out the competition. My insurance these days is half what it used to be, i change companies every year.
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True, but I haven't looked around for 8 years or so as my current insurer have never really put the price up, it's gone down (slightly), and it has always seemed a fair price to me.
Reis. 42yr, central london, secure stored, 10yrs ncb, unlimited mods, 22k valuation, 3k miles pa, 6 included trackdays/yr (including european) £350.
Caveat with them is that the car must be modified, and they tend to prefer it as a 2nd etc car, but for years I had it as the only car and it made little difference after a chat with underwriter.
 
My insurance renewal was £240 last August, central London postcode, lots of NCB and zero mods.

FWIW, I did look at the comparison sites and nothing else is close to renewals.
 
abar121 said:
My insurance renewal was £240 last August, central London postcode, lots of NCB and zero mods.

FWIW, I did look at the comparison sites and nothing else is close to renewals.
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With which insurer, please? And what's the first part of your postcode, if you don't mind me asking?
 
I've always had decent quotes from Adrian Flux & Chris Knott. Been with the latter a few years now, I'm mid-30s, I have a few NCB Built up on this policy now, but all mods declared on a 5kmiles a year policy it's £430 a year fully-comp. I am out in the arse end of nowhere but even so, it's not wildly different to when I was in Guildford and drive-way parking the M either...
 
plenty said:
abar121 said:
My insurance renewal was £240 last August, central London postcode, lots of NCB and zero mods.

FWIW, I did look at the comparison sites and nothing else is close to renewals.
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With which insurer, please? And what's the first part of your postcode, if you don't mind me asking?
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Right near you, as with last year. Check your message history!

OP, try classic insurance. It worked out great when I had a 993C2.
 
TomK said:
Rockhopper said:
I also cant believe people still accept their renewal without even checking out the competition. My insurance these days is half what it used to be, i change companies every year.
Click to expand...
True, but I haven't looked around for 8 years or so as my current insurer have never really put the price up, it's gone down (slightly), and it has always seemed a fair price to me.

Reis. 42yr, central london, secure stored, 10yrs ncb, unlimited mods, 22k valuation, 3k miles pa, 6 included trackdays/yr (including european) £350.
Caveat with them is that the car must be modified, and they tend to prefer it as a 2nd etc car, but for years I had it as the only car and it made little difference after a chat with underwriter.
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Hi Tom,
Who are you with?
 
So far I've been alternating between Chris Knott and Adrian Flux with mine as neither seems able to offer a competitive renewal price. :headbang:

I can't use comparison sites because I have a few modifications on it, like col-overs and a strut brace. Last June I paid Chris Knott £370 for a full Protected NCD with £350 excess and 5,000 mileage limit. Being over 60 probably helps, but living in Surrey probably doesn't!
 
taz1966 said:
HI,
I am with Churchill on a 5000 miles a year policies and am 57 and pay £245 a year.
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Also Churchill. Similar age, 2000 miles a year as 2nd car (yea I know I need to use it more). Renewal was £160 something last renewal in October. Have also used classicline in the past who can also do agreed valuation.
 
I’ve been with Classic Line for years for my Z4MC. 55 with 10 years NCD, Nottinghamshire, clean licence, track-day cover (which I don’t need but is included as standard) 3000 miles pa, agreed valuation of £25k. Renewal was £360-ish, which was about what it’s been the last few years and cheaper than comparison sites.
 
taz1966 said:
TomK said:
Rockhopper said:
I also cant believe people still accept their renewal without even checking out the competition. My insurance these days is half what it used to be, i change companies every year.
Click to expand...
True, but I haven't looked around for 8 years or so as my current insurer have never really put the price up, it's gone down (slightly), and it has always seemed a fair price to me.

Reis. 42yr, central london, secure stored, 10yrs ncb, unlimited mods, 22k valuation, 3k miles pa, 6 included trackdays/yr (including european) £350.
Caveat with them is that the car must be modified, and they tend to prefer it as a 2nd etc car, but for years I had it as the only car and it made little difference after a chat with underwriter.
Click to expand...
Hi Tom,
Who are you with?
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I just phoned REIS and they wouldn't quote me unless it was for motorsport use and I held a race licence.
 
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