Instant access savings accounts
- Thread starter Pondrew
- Start date
Spaldingski
Pondrew said:Work harder!craig3.2 said:
Hey,I work plenty hard enough.
Obviously just don't earn as much as some folk like yourself,who like to say "look how much I've got" in a roundabout way,by putting on a public forum that £85k insurance for savings isn't enough for them
A roundabout way of bragging how much spare money you have
Some would call that showing off,lol
dr_john said:I was persuaded by my dear wife to have a go at Premium Bonds. I’m six months in, invested the max £50k. Each month brought a hundred or two, then this month I scooped a £5k prize, so I’m well happy!
My late mum had the maximum premium bonds. She hadn't won anything for a good few years. She died a couple of weeks ago and has won twice since! Reminds me of the Alanis Morissette song (ironic).
Bloody nightmare for probate calculations!
Pondrew said:
Whats with that tone,and calling me a fuckwit?
You came on here with a thread joking about folk on here earning alot,having alot of spare cash,and joking about them retiring at 45....
Yet go onto say that £85k savings insurance isn't enough for you....
That's alot of money to alot of us on here,Pondrew....
And I was equally as joking in my responses,hence the lols,etc
So quit with the name calling....
And p s,I wasn't offended by any of your previous post.... even the name calling,as that's just juvenile
My father in law has the max £50K invested in premium bonds and has done this for around 1 year. Admittedly he wins something every month, anything from £50 to £500. Over the year he has had more cash back than sticking it in the bank with a decent interest rate and there is always the slim chance you may win something big…….
I've had money in "Chip" for a while now.
Instant access with no limits on amounts or penalties on withdrawals. Interest rate is 4.84%
I have a £20 refer a friend code but for both of us to qualify for the £20 each the friend would need to deposit £5k and leave it for 6months. Seems such a pathetic incentive for a pretty large deposit and long period of time.
Instant access with no limits on amounts or penalties on withdrawals. Interest rate is 4.84%
I have a £20 refer a friend code but for both of us to qualify for the £20 each the friend would need to deposit £5k and leave it for 6months. Seems such a pathetic incentive for a pretty large deposit and long period of time.
I have the exact opposite experience.Mr Tidy said:MikeyH said:
"Supposed to be" sounds about right. :lol:
I only put £100 in them in 2006 and cashed them in for £100 in 2021 but never won anything in 15 years - total waste of time!
Have the individual maximum which could we could have used to pay off the mortgage 3 years ago. But as we are only paying interest at 2.5% fixed for another 2 years we decided to leave it in the Premium Bonds. So far winnings have paid the monthly mortgage for the last 3 years and provided £3K profit.
Still hoping for the big one though.
