Extended Warranty

Yes it's seems you might but Driveline will only cover up to £5000 per claim so dependant on what is claimed for then it might not cover it. Plus you need to have the car inspected by BMW at least every 4 years when the car advises this needs to done. Also for a warranty to be valid it must be serviced as per the manufacturers schedule but not exclusively via BMW.

From Policy Docs:

Mileage limitation
The BMW Insured Warranty has a mileage limitation of 100,000 miles at the commencement date for Comprehensive and Named Component Cover.

Driveline Component Cover
The maximum total claims liability covered by the BMW Insured Warranty Driveline Component Cover is £5,000, inclusive of VAT. Driveline Component Cover covers the following factory fitted components:

Engine: All internally lubricated components, including but not limited to the following:
Cylinder head, cylinder head gasket, valves (excluding decarbonisation, burnt or pitted valves and valve seats), valve springs, valve guides, camshaft and bearings, camshaft followers, hydraulic lifters, timing gears, timing chains, piston and piston rings, cylinder liners and liner seals, cylinder block, connecting rods and small end bearings, gudgeon pins, crankshaft and crankshaft bearings, oil pump and oil pump drive, distributor driveshaft, flywheel, starter motor ring gear, engine management sensors.

Timing belts: Timing belts and tensioners are covered providing that the last due change has taken place as specified by the manufacturer’s schedule (proof required). Damage subsequently caused if timing belt has not been changed as specified by the manufacturer is specifically excluded.

Turbocharger: Factory fitted turbocharger, intercooler and wastegate.

Gearbox: All internally lubricated components, including but not limited to the following:
Gears, shafts, synchroniser hubs and baulk rings, selector shafts and selector forks, internal bearings and bushes, oil pump, valve and valve block, clutches and brake bands, governor, torque converter, modulator valve, gearbox sensors. (Excluding external linkages)

Final drive: All internally lubricated components, including but not limited to the following:
Crown wheel and pinion, differential gears and bearings, 4X4 transfer box, halfshaft, halfshaft bearings, driveshafts, bearings and constant velocity joints, propeller shaft universal joints and centre bearing, wheel bearings, final drive sensors. (Excluding rubber boots and gaiters).

Casings: Casings are covered only when damaged by the failure of an insured component.
Sundries: Working materials i.e. oils, filters, antifreeze are claimable as a direct result of a valid claim providing the insured vehicle is not within 1,000 miles of its next scheduled service.

Miscellaneous: The rectification of oil leaks is not covered and the cost of seals and gaskets will only be accepted where they are required as a direct consequence of a valid claim under the insurance.
Any components not specifically listed are not covered
 
Like all insurance it's a complete waste of money - until you need to make a claim.
Insurance companies are bookmakers who set the odds in their favour and I think if you don't take the bet, then it's worth putting the stake money away just in case!
 
I pay £48pm for the comprehensive cover with a £0 excess and no breakdown cover.

They told me that even without the breakdown cover option they will still recover your car to the nearest BMW dealer if it breaks down.

I think you get all the additional benefits of a premium recovery policy if you opt for their breakdown package. Things like onward travel and choice of recovery location.
 
R.E92 said:
I pay £48pm for the comprehensive cover with a £0 excess and no breakdown cover.

They told me that even without the breakdown cover option they will still recover your car to the nearest BMW dealer if it breaks down.

I think you get all the additional benefits of a premium recovery policy if you opt for their breakdown package. Things like onward travel and choice of recovery location.

I get the full monty because I take it to Euro land for a few weeks into the summer - I treat that as part of the the holiday cost. Ok it's probably not cost effective but I hope if it's ever needed the system works smoothly - there should be plenty of BMW dealers in Germany :D


I paid £374 with a policy excess of £250 (December 2014)
 
Thanks for the replies Guys, most informative :)

I tried the BMW link but it just says ring as there is already cover, I assume its because its still in warranty. Does the mileage play a large part as mines just shy of 13k so suspect it may be around 15k by Sept ?
 
I think the best bet would be to ring them and ask, its an 0845 number but found a possible alternative :-

BMW Warranty/Mondial Assistance 020 8681 2525

This is from Sayno to 0870 web site, tried it and its through to Allianze

Web site says :- This no is Mondial Assistance UK Ltd - ask for BMW Insured Warranty and puts through to same telephone options system as 0845 no.

So I assume this may work
 
ric19 said:
Thanks for the replies Guys, most informative :)

I tried the BMW link but it just says ring as there is already cover, I assume its because its still in warranty. Does the mileage play a large part as mines just shy of 13k so suspect it may be around 15k by Sept ?

It would only be an issue when it's get near the 60k mark. When you get a quote they will ask for the current millage just to make sure that your not claiming it's done 10k when you've done 70k, not sure if they actually check details via BMW service docs as you won't have had, possibly, a MOT when you get a quote.
 
Angie4m said:
It would only be an issue when it's get near the 60k mark. When you get a quote they will ask for the current millage just to make sure that your not claiming it's done 10k when you've done 70k, not sure if they actually check details via BMW service docs as you won't have had, possibly, a MOT when you get a quote.

Extended warranty is exactly that, it extends the manufactures warranty and is continuous from the end the statutory warranty provided either from either a new car or BMW approved. They insist on a genuine service record - without that they would be vulnerable to all sorts of fraud.
If you were to claim that the car had 10k when a claim was made six months later with 70k showing, I'm sure they would smell a rat !
 
ronk said:
Angie4m said:
It would only be an issue when it's get near the 60k mark. When you get a quote they will ask for the current millage just to make sure that your not claiming it's done 10k when you've done 70k, not sure if they actually check details via BMW service docs as you won't have had, possibly, a MOT when you get a quote.

Extended warranty is exactly that, it extends the manufactures warranty and is continuous from the end the statutory warranty provided either from either a new car or BMW approved. They insist on a genuine service record - without that they would be vulnerable to all sorts of fraud.
If you were to claim that the car had 10k when a claim was made six months later with 70k showing, I'm sure they would smell a rat !

If at the point of claim there was a major discrepancy between millage they would more than likely need to read the data off the key. At the time of requesting and accepting a quote the car would have only had an oil change at 2 years old and you might not have done many miles at that point so they wouldn't know the current millage. They could assume if you've done 3k for example in 2 years you will have only done possibly maximum of 5k.

Depending on someone circumstances they may rack up a lot of miles in a short period of time. I managed to have my Type R first year service at 4k but within the month due to change in offices and where I lived I had got it up to 10.5k.

Someone may purposely say it's got 10k when it's got 20 or 30 and they have no way of verifying that data until it's checked against records. It becomes easier if the car is over 3 years old as there is MOT data as well as servicing data. However we are assuming that they have full access to BMWs dealer network database and can check the cutrent status of the cars service history.

Which leads me to ask, if they do then surely they should refuse to quote on a car that they know has not been serviced in line with the service schedule? But then I suppose you may have had it serviced independently so they couldn't check that.
 
There was a requirement that the car had to have a full BMW service history?

Does this rule still apply ?
 
ronk said:
There was a requirement that the car had to have a full BMW service history?

Does this rule still apply ?

Under EU Law they can't specify that. They can only ask that it has a full service history, maintained to the specification of the manufacturer. It was always their 'get out' card but as long as you use a VAT registered garage and they use OEM parts or better then it's all good.
 
That's the block exemption rule ? Aren't repairs to be executed by Bmw approved garages?
Any pattern parts will become obvious at that stage!
 
They cannot make you have the servicing carried out by BMW but any warranty work would be. Why wouldn't you?

What must I do to keep the Warranty valid?

The terms and conditions of the warranty listed below must be adhered to. Failure to do so will result in the rejection of a claim or the termination of your BMW Insured Warranty. This does not affect your statutory rights.

1. a) Care of the Vehicle - You must keep Your Vehicle in an efficient and road worthy condition and regularly service it in accordance with the Manufacturer’s recommendations and genuine parts, or parts of equivalent specification must be used.

b) After each service, please ensure that the relevant service details are completed in your service records by the servicing garage and obtain a receipt for the service. You must keep all such receipts for reference in the event of a claim.
 
Thought I would bite the bullet and give them a call

For mine (a 28i) on a monthly basis including BMW Assistance its :-

£60 with 0 excess

£43 with 100 excess

£35 with 250 excess

I asked about mileage and she says they have a band that goes up to 60K that mine at 13K fits in.

Without BMW Assist it was about £7 less
 
ric19 said:
Thought I would bite the bullet and give them a call

For mine (a 28i) on a monthly basis including BMW Assistance its :-

£60 with 0 excess

£43 with 100 excess

£35 with 250 excess

I asked about mileage and she says they have a band that goes up to 60K that mine at 13K fits in.

Without BMW Assist it was about £7 less


That's excatly what I was quoted on my 35is. Glad you got an answer and shared too :thumbsup:
 
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