Annual insurance charade

My call to Esure today lasted less than 30 seconds. They instantly had a lower price and I instantly had the renewal canceled.

£471 paid last year
£536 renewal offer
£492 magic lower price
£434 paid to admiral. (with 300 miles business use added)

29, 4k miles, 9yr ncb, no points, parked on drive.
 
Crazy Harry said:
ronk said:
Amazed at the premiums some pay.

Now 70 with max ncb, no points, garaged, 6k / annum , decent non city area / retired. Yet still I pay £350ish for a 35is (2016)

What am I doing wrong ?
Click to expand...

Take it out of the garage! I was quoted less to keep one of mine on the drive than in the garage :lol: ... now how does that stack up?
Click to expand...

John McEnroe: YOU CANNOT BE SERIOUS!!!!!! :o :o :o
 
Mine came in at £550 this year half price of last year!!
Witch i think is bloody good as all of my mods are declared.
 
Direct line,my Scooby is about £226 then my M coupe on multi car policy about £ 360 I though that was quite good so I think I’ll shop around a bit,glad I haven’t got a London postcode anymore
 
Direct line,my Scooby is about £226 then my M coupe on multi car policy about £ 360 I though that was quite good so I think I’ll shop around a bit,glad I haven’t got a London postcode anymore
 
The problem is that it's not just about cost - unless you never claim.

Had my screen changed two weeks ago. I guess I pay a little more for my Zed with Aviva than some of you do on your policies looking at the posts above - about £30/£40 and have been with them since the early 2000's. Told autoglass I wanted OEM screen and seal; they checked with Aviva who said yes - no stress just a few days longer to get the OEM parts.

I do call them at renewal time and ask why premiums have risen and they recalculate and arrive at a figure that's lower - and I know they payout.
 
The insurance charade is something we all have to get used to, loyalty is worth bugger all with these guys,

And as for why peoples premiums are so different, the stats these guys run to give you a quote, the usual postcode, then the type of car, then how old you are, how many in your area are stolen, how many claims per 100 cars they have, etc etc

Would someone get a lower quote if they parked it on their drive rather than in their garage,, yes if the insurance co data says that, they have only had one car in a hundred stolen off a drive, and 15 cars in a 100 claim off accidents involving getting the car in and out of the garage. they would
 
My multi car with Admiral has gone up £500, all down to 2 SP30's in 6 months. Makes me wince thinking about it.
 
I'm with Admiral. Last year policy cost for all 3 cars was £673 (Z4 3.0, E320CDi and CRV), renewal comes through this morning at £722. I call and ask why it’s gone UP 8% given no claims, no changes in circumstance etc, they press a few buttons and suddenly instead of going UP 8%, it goes DOWN 14%. It’s now £590. If I’d done nothing, they’d have gotten £132 for nothing. Thieves.

FYI, my Zed costs as part of that is just £116.03 per year :-) (with mods declared)
 
You must log in or register to reply here.
Back
Top Bottom