M@r said:
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And if they applied that level of thinking then that would be fine. My particular experience is my Elise was reversed into in a car park. I wasn't even in the car. They admitted blame (obviously!) it went through their insurance I didn't have to pay a thing. My insurance didn't even get involved as one of those insurance hadling companies took it on, the ones who hire you a better courtesy car and claim it for you? Anyway my premiums went up because of it. :x
Next time this happens I will be looking into claim financial compensation to cover my increased premiums for the next 3-5 yrs!
i guess the demographic on here wouldn't show it, but the reality is the insurance companies' risk models are overlaid massively as a result of all of the personal injury claims they have to settle.
my brother's partner was reversing out of a car park space and somebody drove into her, and the claim they put in was ridiculous - 12 weeks car hire of an aging VW passat @ £1,400 a week (yes £17k to hire a passat!) 2 lots of whiplash (morrisons car park... :? ), loss of earnings (he was a cab driver), various consultants fees, and finally, about £600 for remedial work to the car. I can't recall the exact figure, but it was in the £20'sk for a very low speed shunt, that caused £600 of damage to a Skoda Octavia.
another incident that cropped up a few doors up from where i used to live, burglary, £40k cash stolen... :roll:
When you think back in the day, an insurance scam was knocking a tin of paint over and getting your dog to trot round all the carpets in your house with painted paws, you do realise the reason why premiums have rocketed.
