Winter workhorse + Health update

Re the two pensions that you say are worthless as revenue. I have just completed 2 years with the NHS and the pension as you can imagine was well under £10K per annum so they have a clause that they will make you an offer to buy you out. Worth checking if there is a buy out clause.

Was very surprised with my offer so took it. 25% was tax free the remainder was taxed but still came to £5K lump sum :D

PS For all those out there that support the junior doctors and consultants going on strike for 35% pay rise, based on my two years pension pay out, don't feel sorry for other NHS employees.
 
N4LLY said:
Mr Tidy, Also have 3 small pension pots.

Two are old and frozen. One from the the 90's i am currently active at cashing in. Just awaiting a signature from
the cheif cancer doctor and will be submited with other info the pension company have asked for.
The expectancy 12 month box has been ticked, which means that 100% can be cashed in Tax free
Once banked will revue the others, they are worthless as a monthly pension sceam so may jsut as well cash in, if 100% tax free.
(This is based on my personal circumstance)

Re Hobbiy, i might just get another job. Easy and stress free, flexible and fun would be good.

Does miniumum wage get raised this week ?
Click to expand...

I didn't realise 100% tax free was ever an option, but it's good that it is.

Minimum wage goes up today from £10.42 to £11.44.

But you are right, getting fit has to be a priority so good luck with that. :thumbsup:
 
Hi Nally, surprised that you haven’t been contacted by C.A.B regarding benefits etc.Could be just a Warwickshire thing though. When I was originally diagnosed and still in hospital they contacted me and during the follow up call asked a few very basic questions regarding finance etc and arranged everything for me including the correct benefits and grants that I’m entitled too. At the end of the day I will probably never reach the age to claim my state pension so look upon it as getting it early.
All the best, Tim. :thumbsup:
 
[ref]MerBrook[/ref], No, no contact from Citizen's advise ?

I will not see pensionable age, so currently looking into cashing in the small private pensions pot's i have.
Dr. Cancer has signed my forms off as less than 12 month's so i can collect 100% now, tax free :thumbsup:

MerBrook said:
. At the end of the day I will probably never reach the age to claim my state pension so look upon it as getting it early.
All the best, Tim. :thumbsup:
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Exactly this ^^^^. Checking this out first as priority on the finance front :thumbsup:

8)
 
It annoys me to hear that this information does not seem to be freely and readily available to you chaps.
You have enough on your plates without having to seek out your best financial options.
 
N4LLY said:
I had to Google "Claiming PIP"
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Sorry Sean I should have given its full name and said what it was . I believe you should speak to your hospital team/ Macmillan/ and / or Citizens Advice just to check what you may be entitled to and they should help you with the process . Not everyone is comfortable claiming benefits but if you are entitled to it and you meet the criteria why not :thumbsup:
 
[ref]1536Z4[/ref], Sorting out Finances first.
If i get to a point where i feel the need for help, then for sure i will be asking for it.
I Have no knowledge or experience of the benefits system. Will see how we go.

Pension man done goof job with the first policy, i sent some paperwork yesterday and the
full pension pot was banked today. Fully TAX free :thumbsup: That was impressive.

Off for more Chemo tomorrow, deep joy :roll:
 
Worst week so far :pinch:

Had planned to drive myself to appointment's this week, no chance, so the "Ex" to the rescue.

Thursday night i had a strange taste in the mouth that quickly filled up. Went to kitchen sink to spit out
and it was blood. I had a danglinging string of phlemb (???) that i could not spit so pinched it and pulled.
OMG :o a torrent of blood and god knows what fell out my mouth. With in 2 minutes i had half a sink covered in what can only be described
as "Ofal", was like a 1lb of liver and kidney was sitting in the sink. :cry:

I called 999 and asked for an Ambulance, but they refused as i was a cancer patient !! ?? :o :( :?
Managed to find the out of hours number for the Oncology derpartment and they told me to call for an ambulane again and
get to A & E asap. I got refused again, i then had a paramedic call and they also said they were not coming out. Then a call from
ambulance centre also saying they would not be coming out :x

First thing in the morning i called my Cancer care team. They were shocked and disgusted by the ambulance / 999 service and told
me to get to A & E immediatley and they would be waiting for me. The "Ex" to the rescue again. :thumbsup:

Many blood test's and a camara down the nose etc they wanted to keep me in, i said NO !! had, had plenty enough by then.
Blood count down from 95 to 83 ? in a week so given some iron tab's and bleeding control pills

I could post a picture of the mess i made in the kitchen but 1: The forum would throw up and 2: I would get banned :rofl:

No Chemo this week, a chance to recover a bit. Actually feel a tad better this morning, just zero energy and tired.

Meeting with the cheif's on Monday so will find out WTF's going on.

In other breaking news: I had a shave this morning, first since December :roll:

8)
 
Jeez thats awful from the ambulance service, unbelievable. I also find it concerning for the time that I will probably need their assistance and have the added concern wether they would come out to give that assistance.
On the plus side you didn't put any pics up of the mess in your kitchen. :thumbsup:
All the best
 
That`s horrendous on all counts and thanks for not posting photos . Glad you are feeling better .
 
That's pretty disgraceful 😕, never heard of that before regarding cancer patients, so if you have a certain illness you're blacklisted with not a chance of receiving any emergency help :cry: :thumbsdown:

You could always have called your local pharmacy so long as its between 9 and 5.

Last time I tried to get a doctors appointment it was a 3 week wait.

This country is a joke.

Hope things improve for you.

Tim.
 
TitanTim said:
That's pretty disgraceful 😕, never heard of that before regarding cancer patients, so if you have a certain illness you're blacklisted with not a chance of receiving any emergency help :cry: :thumbsdown:

You could always have called your local pharmacy so long as its between 9 and 5.

Last time I tried to get a doctors appointment it was a 3 week wait.

This country is a joke.

Hope things improve for you.

Tim.
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I was gob smacked ! I have never called 999 before and to be told "Computer say's no" 3 times confused the feck out of me.
It was ca. 2345 - 2359 Hrs and i could have been bleeding to death !! ??
I think my Cancer care team are taking this up internally :thumbsup:
 
N4LLY said:
TitanTim said:
That's pretty disgraceful 😕, never heard of that before regarding cancer patients, so if you have a certain illness you're blacklisted with not a chance of receiving any emergency help :cry: :thumbsdown:

You could always have called your local pharmacy so long as its between 9 and 5.

Last time I tried to get a doctors appointment it was a 3 week wait.

This country is a joke.

Hope things improve for you.

Tim.
Click to expand...

I was gob smacked ! I have never called 999 before and to be told "Computer say's no" 3 times confused the feck out of me.
It was ca. 2345 - 2359 Hrs and i could have been bleeding to death !! ??
I think my Cancer care team are taking this up internally :thumbsup:
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s**t all round Sean, glad you’re feeling a bit better today.

Tell them you think you’re having a heart attack next time, when they arrive and see the kitchen you’ll get taken in, absolutely shocking, as you say you could’ve been bleeding to death :thumbsdown:
 
Absolutely awful and at night it also always feels so much worse. NHS at its worst in those situations. I have only heard what you described with a sinus burst.
 
N4LLY said:
TitanTim said:
That's pretty disgraceful 😕, never heard of that before regarding cancer patients, so if you have a certain illness you're blacklisted with not a chance of receiving any emergency help :cry: :thumbsdown:

You could always have called your local pharmacy so long as its between 9 and 5.

Last time I tried to get a doctors appointment it was a 3 week wait.

This country is a joke.

Hope things improve for you.

Tim.
Click to expand...

I was gob smacked ! I have never called 999 before and to be told "Computer say's no" 3 times confused the feck out of me.
It was ca. 2345 - 2359 Hrs and i could have been bleeding to death !! ??
I think my Cancer care team are taking this up internally :thumbsup:
Click to expand...

Just doesn't seem right to me so I hope they get to the bottom of it.

When my mum fell ill, she subsequently passed away 5 days later, but I remember calling for an ambulance and I was only on the phone for literally less than 2 minutes and they were knocking on the door whilst I was still on the call, I was gobsmacked how quickly they turned up. But that was 10 years ago and I imagine alot has changed since then.

I remember the paramedics back then always said ring for an ambulance rather than the doctors, seems you can't get neither these days.

Tim.
 
I was knocked back for an ambulance to hospital when I had double pneumonia a couple of years ago.
I had collapsed on the bathroom floor but told to make my own way to A&E. Their attitude only changed when they were told that my sats were 85% The Ambulance came as a priority - one under blue lights apparently.

The Paramedics who attended were top class and very sympathetic of my condition and said my needs were very genuine.

I think it’s the controlling staff that needs to be more informed and less reliant on the tick box script!
(Oxygen sats were not on their check list)
 
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