it has been involved in some occurrence that has left it needing a repair. the insurance company have decided they would be financially better off paying the owner the full value of the car and auctioning the salvage. (in the uk we refer to these cars as write off,s ie beyond economical repair) these cars are categorised depending on the severity of the damage.
Insurance Loss Categories - Quick reference
* Category A - Must be crushed. All of it.
* Category B - Vehicle may not be returned to road but parts may be sold.
* Category C - Repairable. Significant damage. Cost of the repair is more than book value of vehicle at dealer rates.
* Category D - Repairable. Probably non-structural damage. May have been economic to repair, but insurer doesn't want to.
* Category X - Repairable. Minor Damage