Travel Insurance

R

ronk

Lifer
 Durham
Ive got travel insurance and have declared to them a medical condition. They currently cover me for the condition and I have told them what medications are required to control it.
The annual trip to Germany is booked and paid for but the hospital say I can now go in for a procedure to correct the condition (elective surgery) but the insurers now they say they won't cover me unless I'm told I'm fit to travel after the procedure.

A. If I'm not fit to travel I will claim on the policy (£600 Ferry £1000 accomodation)

B. If I am fit to travel then the pre existing condition they previously covered me for will be better than before or cured.

I don't understand their logic - is it me????
 
They are covering themselves with the procedure my wife is in a similar position it boils down to them being sure you don't travel against medical advice
 
I am in a similar position. I had a procedure in November 2016. At that time it appeared that I might need a second procedure. My recovery was better than expected and the doctors have decided a second procedure is not now necessary and have verbally given me the all clear. They told me that I would be able to fly one month after the first procedure. If a second was necessary,again I could fly one month after that. The insurance company are still insisting that I have written medical permission to fly in December 2017. They will not accept any verbal comments. So in essence as jabber says they are just covering their backs. But it is essential you comply with their demands or the insurance could be deemed invalid.
 
Update on my situation :-
I had a condition which I was covered for.
Offered elective surgery - condition now not covered.
Success in surgery - now covered for the condition surgery cured.

All within three weeks!
 
ronk said:
Update on my situation :-
I had a condition which I was covered for.
Offered elective surgery - condition now not covered.
Success in surgery - now covered for the condition surgery cured.

All within three weeks!
Click to expand...

Great news - enjoy the trip! :thumbsup:
 
Thanks!
Im still in the take it easy stage, ie no lifting etc but how heavy can I make the E89 luggage bags?
 
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