mmm-five said:Jembo, what are you saying is critical?
3rd party cover is nigh on impossible to get, and the sign-on disclaimer has only ever protected the organiser anyway..
Everyone who attends has to accept (morally if not legally) that accidents happen, but if you’re driving recklessly, then no disclaimer/insurance is going to cover you. Even the sign-on disclaimer may not cover the organiser if they can be shown to have been negligent by not removing a dangerous/reckless driver earlier.
I was more thinking from my personal view.
Let’s say someone did as above, rammed me on purpose, I was injured & I could prove it - arguably I would use the insurance’s legal cover to pursue them, rather than have to instruct lawyers at my cost.
Also I believe you can have insurance to cover repairs to barriers & ambulances where the track seek damages from you... so on these 2 points is what I’d be looking for it to cover.
Obviously if I ditched the car through my own fault or stupidly having a touring car justle, then I wouldn’t expect it to cover that.