Terrible Insurance Renewal 35is...

S

sunnydays

Active member
So last year I insured my 35is for around £1200.
I added a couple of mods at £20 a time during the course of the year.

My policy has just come back to me at £1900 a month before renewal!

These were usually the company that was cheapest for me, not to sure what to do at this point or why it has even increased? Is it even worth calling or will they tell me to bugger off.

Im 23 y/o which makes insurance a tad difficult!

Thanks
 
Its the colour Fiery Orange by name, fieary orage by nature :)

I know it's a PITA but lower miles/higher excess/shop around.
 
every year, 99% of insurers will increase the premium on renewal in the hope that you will simply accept it and allow it to automatically renew, there is no benefit of staying with the same insurer.

get your NCB proof and go on comparison sites, call specialists and you'll get a better quote.

shop around and never stick with the same insurer.
 
Add parents to your policy, my son has the M140 (new) and that was less than £800 to insure. He is 23 as well.
 
I had similar when I had my Z4M at 23. The renewals were always more expensive but then compared and called and they usually matched. Think I paid about £750 at that age on the M but i lived in a band A area.

+1 PVR

Ive done a coupe of insurance quotes on a 35IS with 10k social domestic pleasure and commuting and living near the centre of manchester which is probably one of the worst places to get insured. Granted im 29 but the quotes were about £900 putting the rents on put it well below £600

So annoying back up in Cumbria the quotes were £150-200 :headbang: :headbang:
 
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
 
ph001 said:
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
Click to expand...

his renewal price appeared a month before the policy expires.. :lol:
 
As already stated, shop around, even get an on line quote from the company you are with if you can, they are often cheaper than renewal and then when you call in they will match the price - also dont forget Quidco or other cashback sites, usually good deals on insurance. Alternatively you can have my insurance which is about £350/year for my 35iS but only if you let me transfer my age to you and vice versa :D
 
huytonman said:
ph001 said:
Hang on a second OP... are you saying it's gone from £1,200 p.a. to £22,800 p.a. (£1,900 per month) :dizzy:
Click to expand...

his renewal price appeared a month before the policy expires.. :lol:
Click to expand...

Ah, the good old missing comma :rofl:
 
Car insurance has become a joke IMHO - you just need to get onto a comparison site every renewal and you are sure to get a better deal (sometimes even from the same insurer)!

Good luck. :thumbsup:
 
Thanks for the input everyone,

So I have run through 3 comparison sites and the cheapest I have come accross with out even declaring my mods is £1600 which is not looking good.

Going to ring my insurer tommorow, and if they dont budge I will have to call around a few other companies.

Does anyone know of any specialists?

Thanks
 
So I have called around, my insurance company would not budge off £1800

So i called a couple of specialists and went through 2 comparison sites. No one was cheaper than £1800. Considering I paid £1175 last year this sucks. I have more than 1 car and this would put me at around £3000 a year for insurance which is alot. Not sure what to do at this point, never expected it to just rocket up.

Not sure if I can justify almost £2k in insurance for a car i dont drive that much
 
You could try insuring them together. ESure let me mirror my NCB for my second car and also gave me a crazy low price of £200 when every comparison site was quoting upward of £600.

I certainly wouldn't pay £1800 for insurance. It was one of the reasons I stuck to a 320d when I was your age.
 
Give your post code an insurance check. Have you moved?

https://www.visitcars.co.uk/car-insurance/insurance-post-code-risk.html

Sounds stupid but have you declared it in a garage? My quotes on a 35IS were £200 more with it declared in the garage rather on the street, which is ridiculous. Stupid liabilities like if the house goes up in flames the car will too etc etc Change up the quote and check it.

Also sounds crap but getting a box put in the car will reduce the cost.

The reason to get a car like a 35IS or a Z4M is because they are generally cheaper to insure than the other brand cars because they are so rare therefore the statistic of the amount that are crashed damaged and written off are much lower.

I reason I ended up in a Z4M at 23 was because the insurance was more than 50% cheaper than an E46 M3 which is what I was after at the time. The E46 was going to be about £2k and the Z was about £750
 
I have a 35is and a 140i insured on a multi car policy with Aviva. I have just had my annual renewal with them and its £650 for both cars. Worth giving them a go.
 
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