SWIFTCOVER

[original guvnor]

It's up to the buyer to decide whether their car is worth the extra couple of hundred quid in premiums to guarantee the use of genuine parts, but if you're with Swiftcover and the work is carried out at a BMW dealership then you'd only get BMW Genuine parts fitted anyway, as the dealer won't fit anything else.

I used to be with Swiftcover until 5th August 2011. Unfortunately I had an accident just before my renewal. 6 weeks on, even though I did no damage to bodywork I still don't have my car back (it's a bit of a saga which I will do a thread on when I get it back). However for the avoidance of any doubt my car is in a BMW franchised dealer having GENUINE BMW parts fitted.

If you scour the small print of every insurance policy there will be wording in there stating they "reserve the right to use equivalent parts" or something similar. I couldn't find one company that guaranteed to use OEM parts when I was renewing.

To me the Swiftcover reputation for using recycled or non-OEM parts is unjustified.

 

[2dogs]

It's up to the buyer to decide whether their car is worth the extra couple of hundred quid in premiums to guarantee the use of genuine parts, but if you're with Swiftcover and the work is carried out at a BMW dealership then you'd only get BMW Genuine parts fitted anyway, as the dealer won't fit anything else.

If you scour the small print of every insurance policy there will be wording in there stating they "reserve the right to use equivalent parts" or something similar. I couldn't find one company that guaranteed to use OEM parts when I was renewing.

BMW Insurance do

 

[frankwhite1978]

im with swiftcover, trust me you CAN NOT get cheaper (and i dont work for them)

whoever mentioned about them using non OEM parts, i think you will find by law you can actually tell them who you want to do the repairs, but i could be wrong about that

ive also had to make a claim through them, and had no major problems, i just found the number on www.saynoto0870.com, and rang them, no different to any other company

 

[2dogs]

im with swiftcover, trust me you CAN NOT get cheaper (and i dont work for them)

It must all be down to postcodes as Swiftcover were £115 more then BMW for the same cover!

 

[pvr]

£244 just done with Admiral

 

[original guvnor]

im with swiftcover, trust me you CAN NOT get cheaper (and i dont work for them)

It must all be down to postcodes as Swiftcover were £115 more then BMW for the same cover!

I've been driving Z4's for 6 years and BMW Insurance has never even been close to competitive during that time.

 

[Ewazix]

Remember with Swiftcover that they use recycled and patent parts for repairs, not OEM.

Not always true....

My Mrs smacked our mint low mileage Cooper convertible that we had from new, I insisted it was repaired via the main dealers with new BMW parts. SWIFT argued and refused to provide a courtesy car ("so what" I said) but ulimately they had no choice, it's your car you are entitled to have it restored to its former condition and value. Different if it's a shed I suppose.

 

[bigendbob]

I'm about to renew with Swiftcover, they have been the cheapest for the last 3 years, first on MGTF then the Z4. £369 although on a comparison site that gives cuddly toys away, i have been quoted £10 lower with another company with a lower excess. The Swift cover quote was £500!