martinb1966
Member
WOW ! £531 FOR FULLY COMP ON MY M COUPE WITH ONE ACCIDENT IN THE LAST 3 YRS ! BEATS THE CRAP OUT OF ADRIAN FLUX AND GO COMPARE PRICES ! I DONT THINK CHRIS KNOTT WILL MATCH THIS !
SWIFTCOVER
- Thread starter martinb1966
- Start date
martinb1966
Member
REALLY I DIDNT KNOW THAT , IVE JUST BEEN QUOTED BY ADRIAN FLUX £897 ! SO I GUESS THE INDEPENDENT SPECIALIST ARENT AS GOOD FOR A STANDARD CAR AS A LOT OF THE MAJORS WOULDNRT INSURE MY MASSIVELLY MODDED TT
They are competitive and were the cheapest for my 3.0
My biggest problem was getting them to accept my no claims discount. I posted it twice and emailed it three times before it got through the system :roll:
My biggest problem was getting them to accept my no claims discount. I posted it twice and emailed it three times before it got through the system :roll:
lacroupade
Lifer
pvr said:OR PERHAPS I SHOULD SAY THAT A BIT LOUDER
lmao! :rofl:
I have given Adrian Flux a few tries over the years, never got a quote off them to beat my cheapest. Currently with Endsliegh, tried swiftcover, but they left out protected no claims, legal cover and windscreen cover, this was through a comparision site. So I then went direct to there site, added the extras and no suprises it ended up a lot higher :x
Second hand is still OEM I suppose.
When you say breaking the agreement, that is between the hirer and BMW so therefore it is a problem for the hirer that they chose an insurer that is not sufficient?
Is there a requirement when hire / purchase to have fully comp insurance by the way?
When you say breaking the agreement, that is between the hirer and BMW so therefore it is a problem for the hirer that they chose an insurer that is not sufficient?
Is there a requirement when hire / purchase to have fully comp insurance by the way?
Yep cars on HP definitely need to be insured fully comp.
Umm do I save £150 risking that my 08 can be fitted with 03 body parts if I had an accident.
My first z4 it was an 03 plate and in 05 some silly cow pulled out on me down a country road, I braked she breaked which shortend the distance and I swerved pased her on the left. I did well not hitting her but unfortunately the lowered Z4 seemed to love the eating the grass verge, watching most of my underbody flying up behind me.
Thinking oh its not that bad (starnge how 3 seconds seems like 100) the litte zd found a cut down tree stump, while snuffling for truffles in the dirt, bounce left towards a fence, and decided to say hello to a fence on the left, when first the wing mirror jumped from the sinking ship in a state of emphoria, and so the car came to rest leaving front and bumper parts impregnated in the fence.
She did stop, so did the person on the other side who was also cut up by the silly moo, (If I hit her I would have shunted her into the oncoming car. Oh not much damage, only 2 months, 3 pages of parts, including exaustm, fule tank, foot wells, bumpers, wing, bonnet and 13K cost. She got charged with dangerous driving as she could have caused more than 3 car pile up, or I could have flipped the car (the verge was sloped downwards).
Direct line sorted, went to chartwells, so BMW approved (infact my little z4 looked like a poorper in the garage full of proper prestege cars).
Could not bring myself to save the £150 going with swift.
My first z4 it was an 03 plate and in 05 some silly cow pulled out on me down a country road, I braked she breaked which shortend the distance and I swerved pased her on the left. I did well not hitting her but unfortunately the lowered Z4 seemed to love the eating the grass verge, watching most of my underbody flying up behind me.
Thinking oh its not that bad (starnge how 3 seconds seems like 100) the litte zd found a cut down tree stump, while snuffling for truffles in the dirt, bounce left towards a fence, and decided to say hello to a fence on the left, when first the wing mirror jumped from the sinking ship in a state of emphoria, and so the car came to rest leaving front and bumper parts impregnated in the fence.
She did stop, so did the person on the other side who was also cut up by the silly moo, (If I hit her I would have shunted her into the oncoming car. Oh not much damage, only 2 months, 3 pages of parts, including exaustm, fule tank, foot wells, bumpers, wing, bonnet and 13K cost. She got charged with dangerous driving as she could have caused more than 3 car pile up, or I could have flipped the car (the verge was sloped downwards).
Direct line sorted, went to chartwells, so BMW approved (infact my little z4 looked like a poorper in the garage full of proper prestege cars).
Could not bring myself to save the £150 going with swift.
I'm not sure if you're being deliberately obtuse or are on a wind up, but you're reading way too much into the 'alternative parts' clause.jaz4 said:
In most cases, and on newer cars, they won't be able to find an OE quality part for much less due to the rarity/newness of the item, and on a 10,000 mile old car an non-genuine part would degrade the value so much that there would be no chance of 'betterment.
They're saying they reserve the right to fit a replacement of similar quality (but obviously of less cost), and thus save them money which they pass on to the customer in the form of reduced premiums.
They can use aftermarket (but of OE quality) parts if they decide to do so - and to some extent you'd expect them to, as otherwise replacing your 100,000 mile old suspension with a brand new BMW item would be 'betterment'
It's up to the buyer to decide whether their car is worth the extra couple of hundred quid in premiums to guarantee the use of genuine parts, but if you're with Swiftcover and the work is carried out at a BMW dealership then you'd only get BMW Genuine parts fitted anyway, as the dealer won't fit anything else.
