Struggling to get a reasonable quote

[Nuts]

Tried all of the insurance aggregators and the big ones direct. The cheapest coming back is £900 including protected no claims and monthly installments with Churchill.

I'm 31, had a licence of 13yrs, 8yrs no claims. 1 non fault accident. 6pts - an Sp30 and a CU80 (Mobile Phone usage).

Admiral wanted £1,200!!

 

[ChrisKnottIns]

It'll probably be the CU80. For some reason insurers come down heavy on that one in particular.

 

[StevenH72]

Have you tried putting your girlfriend/ mum on the policy as a named driver?

 

[Nuts]

Indeed wife brings it down £200z something I've just thought of... What if my wife was main driver on Zed and me named? Any downsides?

 

[mr wilks]

Indeed wife brings it down £200z something I've just thought of... What if my wife was main driver on Zed and me named? Any downsides?

Not unless you let her use it 8) Then there are many

 

[Talksthetorque]

Downside is that if it's not true, it's insurance fraud. :thumbsdown:
£700 isn't bad, given 3 negative factors.

 

[Nuts]

No £900 with her on the policy.

 

[ChrisKnottIns]

It's not insurance fraud but you should be honest about who the main driver will really be.