Stolen M140is

To be fair the original story isn't clear what happened.

Sounds to me they were both in the car, thief in the driver's seat and the owner handed the key over but the thief then wanted to move the car off the drive and I'm reading it that the owner might have been concerned as the drive was steep or something so wanted to move the car off the drive himself so got out the car to swap seat to move the car and of course the thief then just drove off. Split second lapse and could happen to anyone really.

But yes handing the key over and getting back out the car was an error. Will be interesting how the insurer handles it as technically the key was freely handed over, but is there any difference to leaving the car running on the drive in winter to defrost and unattended?

I guess asking for identification i.e. passport or driver's licence or and proof off address might have made a difference.

Tim.
 
Pondrew said:
I have had this conversation with several people, re: insurance. This is "exceptional circumstances", the chap was selling his car. What was he supposed to do? Say to the prospective purchaser "you can come and look at the car but you can't get in it, start it, get within 6 feet of the keys". It's just not viable when selling a car, or you will never sell it.

If this chap is £25,000 out of pocket (which could ruin a lot of people) because a thief nicked his car, then there is something seriously wrong with the world.

While I agree with this in general, the only way this should happen is if I have my butt in the passenger seat, then the guy gets the keys and is allowed to move the car.

As soon as I get out the keys come with me.

Feel for the guy and I hope the insurance pays out as technically he did not leave his keys in the car.
 
TitanTim said:
To be fair the original story isn't clear what happened.

Sounds to me they were both in the car, thief in the driver's seat and the owner handed the key over but the thief then wanted to move the car off the drive and I'm reading it that the owner might have been concerned as the drive was steep or something so wanted to move the car off the drive himself so got out the car to swap seat to move the car and of course the thief then just drove off. Split second lapse and could happen to anyone really.

But yes handing the key over and getting back out the car was an error. Will be interesting how the insurer handles it as technically the key was freely handed over, but is there any difference to leaving the car running on the drive in winter to defrost and unattended?

I guess asking for identification i.e. passport or driver's licence or and proof off address might have made a difference.

Tim.

I think you’d be on thin ice leaving an unattended car on the driveway to defrost, the only thing that could make it worse is a giant sign saying PLEASE NICK ME! :roll:
Rob
 
Smartbear said:
TitanTim said:
To be fair the original story isn't clear what happened.

Sounds to me they were both in the car, thief in the driver's seat and the owner handed the key over but the thief then wanted to move the car off the drive and I'm reading it that the owner might have been concerned as the drive was steep or something so wanted to move the car off the drive himself so got out the car to swap seat to move the car and of course the thief then just drove off. Split second lapse and could happen to anyone really.

But yes handing the key over and getting back out the car was an error. Will be interesting how the insurer handles it as technically the key was freely handed over, but is there any difference to leaving the car running on the drive in winter to defrost and unattended?

I guess asking for identification i.e. passport or driver's licence or and proof off address might have made a difference.

Tim.

I think you’d be on thin ice leaving an unattended car on the driveway to defrost, the only thing that could make it worse is a giant sign saying PLEASE NICK ME! :roll:
Rob

Agree Rob, think you would be lucky to steer a successful insurance claim leaving the car unattended on the drive.

This is interesting,

https://www.financial-ombudsman.org.uk/decisions-case-studies/case-studies/customers-car-stolen-deception

In this case its similar to the second story of giving the keys away and not taking enough care to prevent theft :cry:

Tim.
 
Nictrix said:
Stories like this though are good as they make you think about the possibilities of this happening.
Or potentially scare everybody into not trusting anyone ever again, especially when it comes to selling cars. Playing into dealers' hands even more :o .
 
Smartbear said:
TitanTim said:
To be fair the original story isn't clear what happened.

Sounds to me they were both in the car, thief in the driver's seat and the owner handed the key over but the thief then wanted to move the car off the drive and I'm reading it that the owner might have been concerned as the drive was steep or something so wanted to move the car off the drive himself so got out the car to swap seat to move the car and of course the thief then just drove off. Split second lapse and could happen to anyone really.

But yes handing the key over and getting back out the car was an error. Will be interesting how the insurer handles it as technically the key was freely handed over, but is there any difference to leaving the car running on the drive in winter to defrost and unattended?

I guess asking for identification i.e. passport or driver's licence or and proof off address might have made a difference.

Tim.

I think you’d be on thin ice leaving an unattended car on the driveway to defrost, the only thing that could make it worse is a giant sign saying PLEASE NICK ME! :roll:
Rob
Im sure its also illegal as you are leaving a running car unattended
 
Nictrix said:
Smartbear said:
TitanTim said:
To be fair the original story isn't clear what happened.

Sounds to me they were both in the car, thief in the driver's seat and the owner handed the key over but the thief then wanted to move the car off the drive and I'm reading it that the owner might have been concerned as the drive was steep or something so wanted to move the car off the drive himself so got out the car to swap seat to move the car and of course the thief then just drove off. Split second lapse and could happen to anyone really.

But yes handing the key over and getting back out the car was an error. Will be interesting how the insurer handles it as technically the key was freely handed over, but is there any difference to leaving the car running on the drive in winter to defrost and unattended?

I guess asking for identification i.e. passport or driver's licence or and proof off address might have made a difference.

Tim.

I think you’d be on thin ice leaving an unattended car on the driveway to defrost, the only thing that could make it worse is a giant sign saying PLEASE NICK ME! :roll:
Rob
Im sure its also illegal as you are leaving a running car unattended

Illegal on a public road but on your own property surely it’s a different matter?
Rob
 
Smartbear said:
Nictrix said:
Smartbear said:
I think you’d be on thin ice leaving an unattended car on the driveway to defrost, the only thing that could make it worse is a giant sign saying PLEASE NICK ME! :roll:
Rob
Im sure its also illegal as you are leaving a running car unattended

Illegal on a public road but on your own property surely it’s a different matter?
Rob
Probably right :thumbsup:
 
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