So like most I had the usual 'should I' on renewing my Insured Warranty in August. I did and boy am I glad today. The warranty cost £270 with £250 excess. Over the last year the alternator has steadily started whining more and more to a point it now sounded like some SciFi electric car going down the road. Its been in to have another fitted today, cost £250 (the excess). The Invoice value, way over £800. Paid for the warranty nicely thanks and I still have 10 months left on it.