Puncture :( (bye bye runflats)

[deagle]

Well... I called my insurer (Admiral) and they do not count it as a mod - unless you change the alloy itself. He did offer to make a note of the conversation though - which I accepted (for peace of mind).

I think different insurers have differing policies but the person I spoke to was pretty clear (and did not need to check - sounded like he had been asked a few times before !).

Deag.

 

[chris]

Must admit ive never heard of tyres being an issue with insurers at all. If my insurer were bothered about me not using runflats, i would change insurer!

 

[Rolf-Dieter]

Not only that, I read in magazines that they fix one flat then the next time they ask you to ship the tire for analysis :roll:

On the wheel insurance side they have the right to repair a wheel :roll: I would never drive with a repaired wheel would you?

So I ask what good is the tire and wheel insurance, I am glad I did not take it.

It's not tyre/tire insurance we are talking about, in the UK you have to inform you Car Insurance company of any modifications on your car and this includes changing RFT's to non RFT's, and debating what an insurance company assessor would make of mixing RFT's and non RFT's on a car.

Thanks for clarifying that ... I don't think it is an issue in North America

 

[AlanJ]

As long as the tyres are legal as is what Im doing I doubt very much they would say anything.

Not too sure about that. Firstly insurance is based on risk and where you increase the risk you must tell your insurer. Diffrerent characteristic tyres on axles does increase the risk - the tyres will react differently under braking and change handling characteristics - you/we can argue otherwise but any vehicle technical expert will readily convince a court otherwise. Secondly litigation is based on establishing liability so in the event of a 'serious' accident anything which increases your liability will be used against you to establish ultimate liability.

 

[chris]

What if you use budget tyres rather than the specified Bridgstones. As in the wet, say Fullruns perform poorly, and not once has an insurer refused to pay out from poor quality tyres. Well that i know of.

Understand what you are saying, but there are too many varibles to consider imo, well for the insurers.

 

[teamemmenracing]

Only thing I can add to this is Insurers pay specialists who have no other function than to find fault with a claim.

Me - Ive just agreed to buy a set of 108's offa here, pick up friday, and there's a set of Pilot II ZP's waiting to go on. I drive a lot and hate changing wheels (cos its always raining) so run flats are my tyre of choice
And I know Im going to get slagged for this - but yes I do race R6's still, and I dont see the point of super performance kit on the road - most of it doesn't even start "woking" properly until conyinued use above 100 mph ...... and that in Scotland gets you banged up and they sell yer kids into slavery