Porridge
- Thread starter Smartbear
- Start date
I did one not too long ago. It was actually quite good, better than i expected and far better than 3 points.
Certain insurers ask you if you have been on one of these courses (Admiral) but according to the chap who ran my course you dont have to tell them legally as it isnt an edorsement on your license
Certain insurers ask you if you have been on one of these courses (Admiral) but according to the chap who ran my course you dont have to tell them legally as it isnt an edorsement on your license
That is an interesting point though, as "legally" you go into a contract and they can ask whatever they like.
I never understood the reason why a course would not be notifiable as that is only the punishment whilst the crime is the same, and it is the crime the insurance company wants to get their money from.
I never understood the reason why a course would not be notifiable as that is only the punishment whilst the crime is the same, and it is the crime the insurance company wants to get their money from.
I have done two of these... all I can say is the best bet is at the point the insurer asks about it tell them "thanks but no thanks" and try another insurer. If they don't ask, you certainly don't have to tell them.
These schemes were brought about to legitimately provide a good alternative to 3 points, and part of that was to have a clean license. The fact that insurers are asking the question and decisioning on the basis of the answer means less people are likely to take the option. Voting with your feet is the the only option.
These schemes were brought about to legitimately provide a good alternative to 3 points, and part of that was to have a clean license. The fact that insurers are asking the question and decisioning on the basis of the answer means less people are likely to take the option. Voting with your feet is the the only option.
pvr said:
But are you then a higher risk ? Surely having attended a Speed Awareness Course and been re-educated, plus having the knowledge that there is no second chance of dodging the points, it makes you a better, safer, more cautious driver ?
Therefore, you represent a lower risk, but they see it as an opportunity to hike up your premium.... :scratchhead:
The relation between points and insurance hikes are strange to start off with.
I am a safer driver because I can afford the camera detector equipment. Or I am a safer driver as most of my miles in my car are abroad, and as there the fines don't count for points :thumbsdown:
I am a safer driver because I can afford the camera detector equipment. Or I am a safer driver as most of my miles in my car are abroad, and as there the fines don't count for points :thumbsdown:
sp3ctre said:Nictrix said:sp3ctre said:
I thought you could only do one of these.
All of you drivers south of the border are really lucky as you have the opportunity to do these courses.
There is a 2 year expiry, then you can do another...
They told us it was 3 years today
Rob
A
Anonymous
Guest
Penance not porridge, still free
Twin Turbo
Active member
Well must be a 28i owners thing 
I was driving a loan car a 520D when my car was having a new gearbox installed, and I was doing 44 in a 30 zone :!:
Not been caught speeding, for over 20 yrs - since admitting to the been the driver, I been told since it was over 14 days before the first activation I could have got away with it.
So 3 points and £100 fine
I was driving a loan car a 520D when my car was having a new gearbox installed, and I was doing 44 in a 30 zone :!:
Not been caught speeding, for over 20 yrs - since admitting to the been the driver, I been told since it was over 14 days before the first activation I could have got away with it.
So 3 points and £100 fine