Never take them out, but I'm reasonably mechanically competent, so can fix most things.
Had I taken one on the Zed I would be well out of pocket as the only warranty type fixes in 3 years ownership would have been trivial or not covered by excesses.
Don't forget most are insurance company backed so on average the cost of repairs will be less than half the cost of the policy allowing for theirs costs and profits :thumbsdown: Of course fear factor of worrying about the engine falling out is worht it to some.
Had I taken one on the Zed I would be well out of pocket as the only warranty type fixes in 3 years ownership would have been trivial or not covered by excesses.
Don't forget most are insurance company backed so on average the cost of repairs will be less than half the cost of the policy allowing for theirs costs and profits :thumbsdown: Of course fear factor of worrying about the engine falling out is worht it to some.