I bought my Z at the beginning of March as a slightly beaten up non-runner. I managed to get it all road worthy and it passed an MOT before easter. I ran several insurance quotes through compare the market and was getting quotes for around £750-£800 for the year with Admiral, which I was very happy with. I decided to add the Z as a secondary car to my policy for the last month of my insurance which didn't cost a great deal. My insurance is now due for renewal as of next Saturday and so ive been looking at renewal quotes. However, since I added the car to my policy, admiral and elephant have refused to give me online quotes and after calling them today said the cheapest renewal they could do was £1500 which I was getting quotes £750-£800 previously. If I hadn't of added the Z to my policy and I wasn't a current customer I would have got a very reasonable quote. Does anyone know of a way I can get around this to get my previous quote before they know I was a customer? I've considered waiting for my policy to expire then waiting a few days and trying to get back with them as a new customer but don't know if this would work? I really can't afford to pay £1500 for insurance and I really don't want to loose the Z! Im 20, been driving for almost 3 years and have 1 years no claims. (My first few years were as a named driver but still no claims etc, completely clean record). Would strongly appreciate any help!
Please help! Insurance Troubles!
- Thread starter matthewpri
- Start date
south yorkshire
Just go to a new company or insure the cars on separate policys. 
paddy wright said:Just go to a new company or insure the cars on separate policys.
I've not been able to get quotes anywhere below £1200 from anyone else sadly, for some reason Admiral were wayyyy cheaper than anyone else
I used to run a multicar policy with admiral, landrover freelander td4 and a subaru impreza, 350bhp, which was modified, and declared to them, cost £480 for both, when l changed the impreza for a 2.0 z4 m sport, they wanted £180 for the freelander, and £ 450,for the z4, ie £630 for both, ... ..so after searching, got the z4 for £170, wiith "Quote me happy," and still have the freelander with admiral for £180,....didnt make sense to me that they were cheaper on seperate policys than on mulitcar,... I am 60, and have 15 years+ no claims
I had been with Admiral for years so just added the Z with 2 months left on a multi-car policy for £15, they had quoted £410 for the year, all cars, on renewal they wanted £695, just for the Z, WTF! I changed my 3 cars to Adrian Flux for £425. Admiral can feck right off.
Also Admiral had started being picky about change of wheels/exhaust etc. Flux could care less as long as you tell them and don't do anything daft like adding NOS/turbo/supercharger etc.
Also Admiral had started being picky about change of wheels/exhaust etc. Flux could care less as long as you tell them and don't do anything daft like adding NOS/turbo/supercharger etc.
MalNCH said:
I always thought admiral were fairly good until ive had this issue with them. Ive looked at Adrian Flux but they havent got back to me yet!
skelters said:
Thank you man ill have a look at them
mr wilks said:
Ohhh never heard of them, ill give them a call tomorrow, thank you very much!
Phone AdrianFlux and see how much they can get insurance for you. They are very reasonable.
Probably because you had the crash? Says something in your signature? Even if it wasn’t your fault it still bumps you into a “higher risk” category of some sort. Keep shopping around! Try some of the comparison sites too, maybe find something on there. Best of luck
mr wilks said:srhutch said:
Didn't read that far down the op's postscrap the Classicline idea OP
yeaaa haha, I called them earlier today and they said I had to be 25 minimum sadly but thanks for the idea
kis said:Probably because you had the crash? Says something in your signature? Even if it wasn’t your fault it still bumps you into a “higher risk” category of some sort. Keep shopping around! Try some of the comparison sites too, maybe find something on there. Best of luck
I didn't crash the car, I bought it from someone who had crashed it and ive been fixing it up was all.
Switch to a new insurance company. We got daft renewal quotes from Direct line this year. Simply searched the interweb for a few nights, then moved all three cars and our house insurance accross to LV. For little more than half the renewal quote. Have a hunt you should find something for better. :wink:
Who does she know who's mature and safeEwazix said:
