Ok guys just wondered if any one can offer any help and advice on two issues, I am looking at buying a house to renovate and live in (not to let) I have found the house and here are my questions :-
My best friends father is a chartered surveyor (retired) who ha s looked at the property and tells me it needs modernising but it is structurally sound (I have two pals who are builders who share the same opinion) here's the problem because he is retired I have nothing in writing ? if I buy the house without a structural survey could it effect my insurance if anything happens a couple of years down the line ? (ie subsidence ?) I don't need a survey for the mortgage as I am borrowing on my existing mortgage ?
Next problem the property overlooks green fields (I can remember years ago going to the planning office and you could view plans of the area and see if any planning was in place for the greenbelt) the council tell me you cannot do this anymore ? anyone know how I can view this info ? (I know my solicitor will search but I wanted to have a look myself)
Thanks everyone
The Badger
x
My best friends father is a chartered surveyor (retired) who ha s looked at the property and tells me it needs modernising but it is structurally sound (I have two pals who are builders who share the same opinion) here's the problem because he is retired I have nothing in writing ? if I buy the house without a structural survey could it effect my insurance if anything happens a couple of years down the line ? (ie subsidence ?) I don't need a survey for the mortgage as I am borrowing on my existing mortgage ?
Next problem the property overlooks green fields (I can remember years ago going to the planning office and you could view plans of the area and see if any planning was in place for the greenbelt) the council tell me you cannot do this anymore ? anyone know how I can view this info ? (I know my solicitor will search but I wanted to have a look myself)
Thanks everyone
The Badger
x