Old for new mid PCP
- Thread starter TitanTim
- Start date
Work colleague just traded in his 2010 520d SE for a brand new 318d Gran Tourismo M Sport. Same PCP..
gannet said:
stephendutton
Member
A Z3 with back seats is that a one off specialTitanTim said:lux said:TitanTim said:I quite fancy being back in a 1er to be honest, I guess its just everyday practicality at the end of the day
Tim.
Are you missing some back seat loving with the ladies Tim?? :wink:
I have the Z3 for that :wink:
Tim.
A
Anonymous
Guest
Get it down to the stealer and get a price on it...its the only way to be sure.
I had about £2k equity in mine, and I think Carol had equity in hers when she got the Porsche.
If you had no equity (or very small positive/negative) would you still do it?
Debs car had £2k from my Z4, just over £1000 from her 1'er and also another £1k cash deposit, so about £4k deposit and is £265 a month (48 months). Its a loaded 116d M-Sport....lots of extra "packs" and also pro nav etc. I think the car cost, after dealer discount (i.e. not as listed on the website) was about £25k.
I had about £2k equity in mine, and I think Carol had equity in hers when she got the Porsche.
If you had no equity (or very small positive/negative) would you still do it?
Debs car had £2k from my Z4, just over £1000 from her 1'er and also another £1k cash deposit, so about £4k deposit and is £265 a month (48 months). Its a loaded 116d M-Sport....lots of extra "packs" and also pro nav etc. I think the car cost, after dealer discount (i.e. not as listed on the website) was about £25k.
kevinmarkwhite said:
Thanks Kevin, just a bit surprised had equity from the Zed to be honest as I think you took out your PCP around the same time as myself. I've basically took the balloon, added remaining payments of which 2 years approx remaining and it seems to be more than what I reckon the Zed is worth as a trade in which I reckon is around 17k. Like you say will have to drop into the dealer. I've specced a 116i M Sport at £26700 but unsure if to go with this or a poverty spec 125i :?
Thanks again,
Tim.
Also remember that when they work out how much is left to pay say today then they would be taking off the interest for the next two years payments. You technically gain that back so you may be surprised. Looking at some of the guides in excellent condition with 2k on the clock 22k trade and 23k part ex. I'd expect you'd get about 21/22k trade from BMW so think you'll be surprised.
You can even call BMW financial services who will give you the figures to settle in the next month which will also help
You can even call BMW financial services who will give you the figures to settle in the next month which will also help
Angie4m said:Also remember that when they work out how much is left to pay say today then they would be taking off the interest for the next two years payments. You technically gain that back so you may be surprised. Looking at some of the guides in excellent condition with 2k on the clock 22k trade and 23k part ex. I'd expect you'd get about 21/22k trade from BMW so think you'll be surprised.
You can even call BMW financial services who will give you the figures to settle in the next month which will also help
Thanks for the info
Been looking on BMWs AUC site and theres not that many 2.0 Zeds nationally around 29 cars. Prices seem to be around 21/22K for similar month/year to mine but all obviously have more mileage. Going by past BMWs I've traded in if they put mine on the forecourt for say £23500 they would be looking to make 3K over part ex price so they might offer me around the 20k mark which would clear the outstanding finance. I've just spotted my dealers offer on the M135i which looks pretty good
http://www.knightssouthstaffsbmw.co.uk/current-offers/new-bmw/
Dealer contribution of £2931, BMW contribution of £1850 and customer deposit of £2999 so cost to change wouldn't be a biggie with same monthly I'm currently shelling out of the Zed. Just have to weigh up additional running costs
Tim.