My car saga continues....

pvr said:
He hasn't mentioned yet if he is getting the OAP gearbox or the manual one ...
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Got to be a manual. That's the deal breaker for the wife, she won't drive an automatic!
Reduces the choice, though, as most were bought new with the DCT.

I've been looking at insurance costs for a car for my daughter. Usual suspects: Fiesta, Polo, 208, Clio, Fiat 500 (!) even Yaris. For some bizarre reason the Mini One is coming out quite a lot cheaper than all the others, and the prices of the cars are very similar to the others too.

I need to research if there are any inherent issues with 2011-13 Minis!
 
You are right about the DCT box though, when my son was deciding between the new 140 and the R, he could not get a test drive in an R as he wanted a manual. The DCT left him stone cold.

The discount on the new BMW was bigger as well, the drive was better as he could test the manual, so he went with that.
 
pvr said:
I need to research if there are any inherent issues with 2011-13 Minis!
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Cost of bits may be part of this. We looked at them for my son. He ended up going for the Peugeot. Cheaper insurance bigger engine than the rest 🤷🏼‍♂️ his renewal came in yesterday and dropped £600 after 1 years driving.

Just had a thought while typing this, iirc I also ran them through the comparison sites as if he’d passed his test and the Mini was substantially more when he was no longer supervised.
 
Argyll Andy said:
Just had a thought while typing this, iirc I also ran them through the comparison sites as if he’d passed his test and the Mini was substantially more when he was no longer supervised.
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Did it both ways, mate. Mini One is coming out at £770 as a newly qualified driver with me and her mum as named drivers. I think that's cheap for a 17 year old with 0 experience. I know it helps that she is female! :wink:
 
Pondrew said:
Argyll Andy said:
Just had a thought while typing this, iirc I also ran them through the comparison sites as if he’d passed his test and the Mini was substantially more when he was no longer supervised.
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Did it both ways, mate. Mini One is coming out at £770 as a newly qualified driver with me and her mum as named drivers. I think that's cheap for a 17 year old with 0 experience. I know it helps that she is female! :wink:
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That’s cheap, the wee fellas, with me as a names driver, was £1592 once passed and renewal £992. That’s based on annual mileage of 9000 with black box
 
Madness prices, on the Polo it was £600 before passing and about £700 afterwards
 
pvr said:
Madness prices, on the Polo it was £600 before passing and about £700 afterwards
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Neither me nor my wallet will disagree with you Paul, but it is what it is :headbang: I still think they pay a rural/countryside penalty on risk because of road types and wildlife. I was out in the Z4 the other day and had three VERY close calls with deer on my way home at night.
 
To be fair - that is now 10 years ago for my children, but even then the insurance costs were differing a lot between the chav cars and a Polo.

The cheapest car to buy at the time was a VW Jetta for insurance purposes.
 
I found Polos to be the highest price for us. That, and the fact they are significantly more expensive cars has ruled them out TBH.
Polo was around £1,200 for the daughter, on the same criteria as £770 for a Mini One. It would be around double if male with the same criteria.

All still cheaper than putting her as a named driver on a Golf R.......£2,570 additional premium on £295 for the wife and I. :o That is as a learner too!
 
But as your daughter will be 17, isn't easier to marry her off and let it be someone else's problem? :evil:
 
You'll loose a bit of room and a rear seat but might be worth looking into a Ford Ka. They are fun to drive, quick but not fast and insurrance should be gentle :thumbsup:
 
Pondrew said:
Golf R mate. Can't beat a Golf.
Keeping the Z4, get shot of the Mazda3 and replace that with an R. Wife can use both and I can have a fun car. Makes complete sense.
Got to buy my daughter a car soon (apparently!), four cars will clutter up the place so makes even more sense; financially and practically.
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Why not get the Golf R and keep the Mazda 3 for your daughter?

Or maybe that's just too straightforward. :lol:
 
Mr Tidy said:
Why not get the Golf R and keep the Mazda 3 for your daughter?

Or maybe that's just too straightforward.
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As I said earlier Iain, I am not giving my 17 year old a £12k car (insurance is too high anyway). I never got given or bought diddly when I was that age, so anything is a bonus AFAIC.
 
Oops, I must have missed that bit. :oops:

Selling the Mazda makes sense in that case! My first car was a £230 Cortina. :lol:
 
Mr Tidy said:
My first car was a £230 Cortina.
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Mine was a Capri 1600L which I had to get a bank loan for. Kids these days don't know they're born! :D
 
What about one of those
axelleveau said:
You'll loose a bit of room and a rear seat but might be worth looking into a Ford Ka. They are fun to drive, quick but not fast and insurrance should be gentle :thumbsup:
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And they make a convertible version :thumbsup:
 
axelleveau said:
Oh I thought about a MK2, not the older beetle looking thing
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Sorry but I draw the line at those fugly things! It needs to be presentable to the minces, as muggins here will be the one to clean and maintain it! :)
 
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