Mixing runflats and non run flats - Problems??

[lacroupade]

I particularly enjoy the BarryBoy eBayers with their "...has a V8 but still registered as a 1.0 litre Corsa so cheap insurance"......

 

[lacroupade]

ooh look

http://cgi.ebay.co.uk/2001-FORD-FIESTA-ZETEC-S-1-7-puma-engine-/170583849290?pt=Automobiles_UK&hash=item27b796f94a

even better...run a 2. 5litre engine on a 1.2 ltr V5...

http://cgi.ebay.co.uk/vauxhall-corsa-v6-rally-car-race-car-track-car-/230568297621?pt=Automobiles_UK&hash=item35aef10495

 

[cj10jeeper]

ooh look

http://cgi.ebay.co.uk/2001-FORD-FIESTA-ZETEC-S-1-7-puma-engine-/170583849290?pt=Automobiles_UK&hash=item27b796f94a

even better...run a 2. 5litre engine on a 1.2 ltr V5...

http://cgi.ebay.co.uk/vauxhall-corsa-v6-rally-car-race-car-track-car-/230568297621?pt=Automobiles_UK&hash=item35aef10495

Everyone a winner. Anyway - we're both off roaders so are all to familiar with pre '73 Landies that seem to metamorphose into tax free Disco's, 110's etc. Heaven knows what they get insured as..

 

[Siftah]

It's not a case of wriggling out of a claim but potentially reducing the final settlement due to a fault by the owner of failing to notify a modification. Insurance policies are based on a calculated risk - vary that risk during the life of the policy and then the problems start.

This whole idea just irritates me hugely.

Notifying them you've changed tyres to non-runflat will not change the cost of your policy (I'm fairly sure this assumption is correct, but please correct me if I'm wrong).

Therefore, having failed to notify them of a change which does not affect the policy is not a reason for them to amend the claim whatsoever. If they tried it, there's no way a solicitor would let them get away with it, it's ludicrous and easily proven in retrospect.

Why should you spend 40 minutes on an 0870 number to inform the insurance company of something which makes a miniscule amount of difference, it's ludicrous! Even more ludicrous, ask them to send out an updated insurance schedule with the new details on it (which it won't have anyway as it'll be a standard letter) and they'll either not do it, or will want to charge you for the privilege.

Furthermore, you've no way of proving you notified them of the change, nor have they any way of proving you didn't notify them of the change (trust me, I've been here and done this and I did not end up paying the money they attempted to screw out of me!).

Seriously, we need to grow some nuts when it comes to dealing with racketeers like insurance companies, we've been shafted for far too long now.

 

[Neil_W]

Not worth the risk, last thing you want is insurance issues if you have mixed tyres.

You have told your insurance company you have removed the runflats haven't you?

and the latest documented instance of an insurance company refusing to pay out because of such a change is...........?

It is classed as a modification so your insurance company must be informed.

just to throw my experiance of this into the mix, I actually spoke to my insurance company about this, the woman said I could put on any tyre I wished, as long as it was the correct size and had tread. I wouldnt have to tell the company and it wouldnt effect the policy.

A degree of common sense from an insurance company for once!

 

[Neil_W]

Thanks for all the advice guys, I think I may sell my run flats on Ebay and get some more T1R, more for the fact that I want a softer more comfy ride all over. Swapping the ones on the back made a diff but will be much nicer all over.

 

[Rolf-Dieter]

Hello all


Hope you have had a good Christmas?

I have decided to move away from run flats for obvious reasons, the problem I have is my rears needed changing and my fronts still had about 5mm of treat on.

I didnt want to waste good tyres on the front so ony changed the backs to Toyo T1R's, the fitter warned me that handling might be a bit twitchy cus iv mixed the tyres, not sure if he was just saying that to get me to buy more though?

I have had a few twitchy moments and not sure if thats just due to the weather or the tyres?

Anyone got any ideas?

neil

In my humble opinion it is due to the weather. As you know we need to change our driving habits based on road conditions. You be okay with what you have on the car now as long as you take it easy when there is slash, ice and or snow on the road. Judge your tire situation once the roads are dry, if you are happy then all is well. Happy New Year !

 

[Neil_W]

Just to give an update on this I have been running a mix of non RFT and RFT for a few weeks now and its very bad, I have experianced some poor handling most noticably pulling left or right at random when driving on dual carridgeway or motorway.

very odd but going to swap the fronts to non RFT too to sort it out, guess it comes from having very hard tyres and very soft tyres mixed