There are a number of things which can bring your quote down, which is worth trying...
If you have another car you have access to, put this down.
Try adjusting for driveway/garage, since driveway is often cheaper.
Try putting random people on the policy, even if they may never/rarely drive the car. Prime candidates would be a woman with no points and a licence for ages.
Try adjusting your job title ever so slightly, where applicable (I can't do this, since mine is clear cut - but it did go down when I changed from IT Engineer to Project Manager, even in the same industry).
Try adjusting your voluntary excess. I'd say if by adding £100 to the excess it brings your policy down by £75, it's worth doing. Anything less and I wouldn't bother. You do soon establish the law of diminishing returns.
If your partner is unlikely to drive the car, and she puts the premium up, take her off.
Try adjusting the mileage slightly. If you think you'll do less, give it a try. It doesn't always reduce the premium, but often it does.
If you aren't married, don't just default to 'Single' - you may be eligible for a 'Co-habiting' discount (certainly Admiral Group do this). If going via Admiral Group (Admiral, Bell, Elephant) make sure once you have the quote you go through the details on the website - tick the co-habiting box (if you're co-habiting, of course).
If you're leasing a car, make sure the correct option is ticked - the comparison sites made our original Audi A1 quote come up around £800. Changing just ONE thing made it £430.
I think that's it, but that's my experience of buying insurance, and I have managed to save a few quid by doing that... Didn't stop my Z4M insurance being over £1000 this year though sadly!
If you have another car you have access to, put this down.
Try adjusting for driveway/garage, since driveway is often cheaper.
Try putting random people on the policy, even if they may never/rarely drive the car. Prime candidates would be a woman with no points and a licence for ages.
Try adjusting your job title ever so slightly, where applicable (I can't do this, since mine is clear cut - but it did go down when I changed from IT Engineer to Project Manager, even in the same industry).
Try adjusting your voluntary excess. I'd say if by adding £100 to the excess it brings your policy down by £75, it's worth doing. Anything less and I wouldn't bother. You do soon establish the law of diminishing returns.
If your partner is unlikely to drive the car, and she puts the premium up, take her off.
Try adjusting the mileage slightly. If you think you'll do less, give it a try. It doesn't always reduce the premium, but often it does.
If you aren't married, don't just default to 'Single' - you may be eligible for a 'Co-habiting' discount (certainly Admiral Group do this). If going via Admiral Group (Admiral, Bell, Elephant) make sure once you have the quote you go through the details on the website - tick the co-habiting box (if you're co-habiting, of course).
If you're leasing a car, make sure the correct option is ticked - the comparison sites made our original Audi A1 quote come up around £800. Changing just ONE thing made it £430.
I think that's it, but that's my experience of buying insurance, and I have managed to save a few quid by doing that... Didn't stop my Z4M insurance being over £1000 this year though sadly!
