Living solo

jamiez – erm 9ft by 6ft I think, wouldn’t get much more than a single bed and a wardrobe in there. Cm73bu

original guvnor – yes I eat 5 meals a day + upto 5 shakes, I do weights and have a ridiculous metabolism, food bill (eating cleanly and all home cooked) is £300 per month + protein.

ferrelscent – you raise some very valid points.



Just kinda feels like a ball and chain on the finances at the moment and that I'm missing out on stuff, its the commuting thing that has hit me really -as It was £220 when I was car sharing and now its £403 I'm back on the train. I need to find another car share but its not easy.
 
That is monthly, season is a bit cheaper but not much when you take holidays into consideration. Plus not sure on the refund policy if I changed jobs or such.
 
I'm £130 a month for a train ticket, (to travel around 22 miles), but I can use it on the Glasgow underground which I need to be able to do to get out to the west end.
 
I presume as it is Scotland it is subsidised as down south, a 20 miles journey is about £30 a day peak.
 
shabba said:
That is monthly, season is a bit cheaper but not much when you take holidays into consideration. Plus not sure on the refund policy if I changed jobs or such.
Click to expand...

Taken from national rails website:

Refunds
If you stop travelling and no longer need your Season Ticket, please hand it in at, or post it to, the ticket office where you bought it.
Any refund is calculated from the date the Season Ticket was handed in. It will be the difference between the price you paid and the cost of a ticket or tickets for the period for which you have actually used the ticket, plus an administration charge (see section 9). Because of the discounts on longer term Season Tickets, refunds are not made pro rata to the periods before/after surrender and Annual Season Tickets have no refund value after about 10 1/2 months. For this reason we recommend that employers' Annual Season Ticket loan schemes are set up so that reimbursements are made in 10 equal monthly payments with two 'free' months at the end of the year, rather than in 12 equal monthly payments.
There must be at least seven days remaining on a Monthly Season Ticket or at least three days remaining on a 7 Day Season Ticket to obtain a refund (although on some 7 Day Season Tickets there may be no refund value after three days of use, dependent upon the relevant Standard Day Return price.
In cases of illness, the refund can be backdated if you produce suitable documentary evidence for a period before you hand in your ticket, provided that you have not started travelling again using your Season Ticket since your illness.
We do not give refunds or allow Season Tickets to be extended for periods of non-use, for example holidays. We do not normally give refunds on duplicate Season Tickets although consideration will be given if you can give written evidence of redundancy, prolonged illness or similar circumstances or if the original ticket is recovered and returned to the issuing ticket office within one month of its loss. Please ask at the ticket office for more details.
Click to expand...

saving is £53.20 a month for your route, I'd find that quite useful - just my opinion :D
 
pvr said:
I presume as it is Scotland it is subsidised as down south, a 20 miles journey is about £30 a day peak.
Click to expand...
Zone 1 underground is the killer, fortunately for me I don't need to use zone 1, so my ticket is zones 2-6 + the bit out to Redhill, just cost £2072 for the year. Zone 1 would have been about £600 extra for the year.
 
Oooof thats a hell of a cost. I only commute from zone 4 to zone 2 and back again, and i travel outside of peak times mostly. Comes in at about £3 a day i think. Dont know how good i've got it obviously :o
 
gannet said:
saving is £53.20 a month for your route, I'd find that quite useful - just my opinion :D
Click to expand...

Thanks for checking that, I agree £53 does seem alot a month......but, I get 25 days holiday a year plus 2 for Xmas, I;d usually take them as week blocks, so that is 5x £100 weekly savings, so its almost the same.

However I should probably still look into that option, £50 a month is handy.
 
pvr said:
I presume as it is Scotland it is subsidised as down south, a 20 miles journey is about £30 a day peak.
Click to expand...

Yes, I think so. I know a few people that travel Glasgow / Edinburgh and they are around £300 per month
 
Getting back to the original post, my neighbours down stairs are "a couple". They both have their own businesses, not married (he was married previously), but they seem to very much live their own lives and have pretty separate hobbies and interests. I have always found their relationship a bit strange... in my mind they live together, pay the bills together... do the odd thing now and again together, but thats about it. :? I guess different things work for different people!
 
gannet said:
so my ticket is zones 2-6 + the bit out to Redhill, just cost £2072 for the year
Click to expand...

Can you reclaim part/all of that cost back?
 
Kryton said:
gannet said:
so my ticket is zones 2-6 + the bit out to Redhill, just cost £2072 for the year
Click to expand...

Can you reclaim part/all of that cost back?
Click to expand...
how do you mean?

I get a travelcard loan from my company which they take money out of my pay monthly at source. I cannot claim it againt tax or anything though. If I change jobs 6 months through - as posted above in refunds - you can get the unused portion back (less an admin fee)...
 
gannet said:
Kryton said:
gannet said:
so my ticket is zones 2-6 + the bit out to Redhill, just cost £2072 for the year
Click to expand...

Can you reclaim part/all of that cost back?
Click to expand...
how do you mean?

I get a travelcard loan from my company which they take money out of my pay monthly at source.
Click to expand...

If that cost is out of an average salary I really feel for you :)
 
You must log in or register to reply here.
Back
Top Bottom