Just had a call....

[dr_john]

I had the misfortune to engage a steel post with my front bumper while driving my G29 last week. It seemed to jump up in front of me while driving on the sea front of a southern town while I was searching for my accommodation. I was doing around 2mph at the time.

I must admit to being too confident in my collision warning systems, I was badly let down!

My first assessment was ‘it will polish out’, however my local body shop thought otherwise and have quoted £700. Ouch.

 

[Nanu]

Polish in that part of the world must be expensive?

 

[Pondrew]

Got a price back from the body shop today. New bumper, clips, trim, paint and labour = £1,347.00 inc VAT (privately without going through insurance).

 

[Mr Tidy]

Somehow I think that is going to be an insurance job!

To be fair it looks worse than my E90 did last year, but the garage the other insurer suggested managed somehow to get their estimate up to just over £2K. :roll:

Good luck getting it sorted satisfactorily.

 

[ekimj10]

Mr Tidy wrote:
'Now you're quoting Smartbear!'
That is another unfortunate tale of woe from a prolific poster on the Forum, I really thought things might have improved for him and even have a new car.
Anyone ever from him from him from down Devon/ Cornwall way?

 

[Pondrew]

Somehow I think that is going to be an insurance job!

Me too.
I am starting to wonder why I am going to all this trouble to potentially help the third party out when he is going to say no anyway. All it is doing is delaying getting it sorted.

I should have just rung the insurance company on Tuesday.

 

[MikeyH]

I was thinking about him, smartbear, a few days ago, we haven't heard much since his flooding problem. When I joined he was on here all the time.

 

[pvr]

He doesn’t have a Z anymore though.

 

[pvr]

Somehow I think that is going to be an insurance job!

Me too.
I am starting to wonder why I am going to all this trouble to potentially help the third party out when he is going to say no anyway. All it is doing is delaying getting it sorted.

I should have just rung the insurance company on Tuesday.

The pain of answering that question on renewal though. So unfair

 

[Pondrew]

So the car went into the bodyshop yesterday.
The chap who hit the car was waiting for us and paid the bill in full before the work commenced. It was over £1,500 so I was very impressed. He didn't complain and was still apologising when we left.

 

[IRD]

So the car went into the bodyshop yesterday.
The chap who hit the car was waiting for us and paid the bill in full before the work commenced. It was over £1,500 so I was very impressed. He didn't complain and was still apologising when we left.

Occasionally you come across a decent member of the human race. However, they are few and far between. Glad it has all been sorted. Mind you now this car has been involved in an accident it really needs to be replaced.

 

[Beerman]

So the car went into the bodyshop yesterday.
The chap who hit the car was waiting for us and paid the bill in full before the work commenced. It was over £1,500 so I was very impressed. He didn't complain and was still apologising when we left.

I'm surprised he paid up. Normally they intent to pay thinking repairs would be a fraction of the cost and pull out when they get the real quote.

I'm surprised he didn't go through insurance for £1500. Maybe a poor driving history, or just desperate to maintain his NCB.

 

[brillomaster]

christ on a bike i'd have definitely claimed on insurance for that! we've had two fault claims on insurance now... i pulled out onto a road without looking (i was edging out trying to see round a van) and my wife went into the back of someone in heavy traffic on the A34. neither of those increased our premiums by more than £200 the following year, even though both incidents did enough damage to write off at least three of the cars involved.

might just be me, but insurance skyrocketing after a claim doesn't seem to be the case... if i was to hit someone and the cost of repair was more than my excess i'll be letting insurance deal with it.

 

[Pondrew]

I'm surprised he paid up. Normally they intent to pay thinking repairs would be a fraction of the cost and pull out when they get the real quote.

I'm surprised he didn't go through insurance for £1500. Maybe a poor driving history, or just desperate to maintain his NCB.

I am surprised aswell TBH. When I initially spoke to him regarding it, he said he would pay for it "as long as it's not more than a few hundred quid". I knew it would be a lot more so was expecting him to say no.
The cost was actually £1,756.86, I just checked. I sent him the quote directly from the bodyshop and he said it was fine and just paid it!
I did ask him yesterday why he wanted to pay, as I suspected he has a poor driving history or similar. He just said he has multiple vehicles and didn't want his premiums on all of them to increase for years.
The irony is that the van he hit my car with is a knackered 16 year old Peugeot Partner with 250k miles on (I checked). That is probably worth less than the repair to my car.

 

[pvr]

I can understand though, even at a non fault it hiked the premiums on all my cars by over 4k when one car got hit whilst parked in the car park (my wife was in the car). I had to remove her from 4 cars to get the premium to a less damaging level, even though there was never a claim made as there was no damage to the Jeep.

You know Pondy that you have to report it to your insurance upon renewal ...

 

[TitanTim]

Had a non fault claim on the old M135i. Insurance renewal doubled and stayed recorded on the insurance history for 5 years.

Just don't drive

Tim.

 

[Pondrew]

You know Pondy that you have to report it to your insurance upon renewal ...

I'm not going to. Last time I damaged a headlight on my E class and didn't claim (I paid the £900 bill myself), I let them know. They put my premium up by 20% for 5 years. Sod 'em!

They are not having it both ways. No claim, so no cost on their part and then charge me an increased premium for the privilege. It ain't gonna happen.

 

[pvr]

Very much agreed and that is how it works in every other country.

We didn’t report ours either as there was no damage, but the other party did as they were worried that there was going to be a claim (or claimed to get their own car fixed) hence the insurance company contacting us.

 

[BMWZ4MC]

Unheard of behaviour - what a gentleman!…. I presume he must have been driving without a licence or insurance

 

[TitanTim]

You know Pondy that you have to report it to your insurance upon renewal ...

I'm not going to. Last time I damaged a headlight on my E class and didn't claim (I paid the £900 bill myself), I let them know. They put my premium up by 20% for 5 years. Sod 'em!

They are not having it both ways. No claim, so no cost on their part and then charge me an increased premium for the privilege. It ain't gonna happen.

Risky as your policy might be voided :?

Tim.