Just got my insurance renewal quote which is for a new Z4 in a few weeks time (2.0). It's gone up by 25% from last year to £375. Checked on the IAM site, as I am a member, and their cheapest was over £400. Is there any point in me spending ages looking around? I'm happy with LV but it's the 25% increase that is bugging me. By the way I'm in my sixties still................ with no claims or convictions.
Is there any point?
- Thread starter r2uzenblot
- Start date
Have you tried confused.com etc? The trouble with insurance is that, if you don't match the company's profile of desirable customers they put the price up. For a 2.5 E85 at 40-mumble years old I can get quotes of up to £2k. Top of the pile is a far more reasonable £180-ish tho.
Try SAGA. I locked in for 3 years at £240pa. Fully comp - legal cover - £100 excess - protected NCD - 8000 miles per year.
My wife’s 22 plate X2 MESH 2.5e £190pa on same 3 year deal. Same cover level plus business miles as well!
Cant fault SAGA and you can talk to someone quickly if needed as well as manage online.
My wife’s 22 plate X2 MESH 2.5e £190pa on same 3 year deal. Same cover level plus business miles as well!
Cant fault SAGA and you can talk to someone quickly if needed as well as manage online.
At the summit of the picturesque fens
It's amazing to see how different premiums can be for different people (with the same risk on the face of it). Small differences in circumstances can be huge when it comes to dosh.Argyll Andy said:
My insurance for all my cars is dirt cheap (highest is £260 a year), but all do include the wife on them which I know reduces premiums (if only they saw how she drives)! :lol:
I was with Saga on my old Zed at £250 a year as they matched my no claims - went up to over £450 the following year so switched to Direct line and they were round £220.
55 year ole fart with full no claims - kept off road in a rural area, my M4 is only £300 a year so £275 is way over priced
55 year ole fart with full no claims - kept off road in a rural area, my M4 is only £300 a year so £275 is way over priced
I'm surprised people don't use a comparison site as a matter of course each year.
Scotland 🏴
Scottish Borders
Its always worth an hour on the comparison sites every year at renewal time. In addition it's worth playing around with the information you input.
Putting a spouse on always reduces costs, why I don't know as mine never drives, adjust your employment can also effect the cost and knocking off a 1k miles and not including use for business can also effect the outcome.
Good hunting
Putting a spouse on always reduces costs, why I don't know as mine never drives, adjust your employment can also effect the cost and knocking off a 1k miles and not including use for business can also effect the outcome.
Good hunting
Nanu said:
Just had this conversation on another forum.Nanu said:
I bought car insurance today and increasing the restricted mileage actually reduced the premium! :?
Apparently, so someone read, low mileage drivers are more likely to have accidents, maybe through lack of practice.
I also found out today that garaging a car is more expensive than keeping on a driveway; and parking on the road is cheaper still. Makes no sense to me! :?
I thought the option of comparison sites would come up but some years ago I went that option and got a cheap deal through Hastings Direct and then had an absolute nightmare with them. My experience is that the lowest price in anything nearly always means the lowest possible service when you need it, so I guess I was going against my beliefs. I think I'll give LV a ring and have a bit of a winge and see what they say.
:lol: