Insurance

[mikenico]

Just to let you guys know am thinking of buying a z4 as a second car and got two quotes one from chris knott and the other from lancaster, the latter was half the price of what chris knott wanted

 

[ChrisKnottIns]

I suspect Lancaster's was on a classic policy as they're mainly classic insurers. Was ours on a classic policy or an everyday?

 

[mikenico]

I did ask and was told the z4 does not come under classic, but lancaster do look at the mazda mx5 as classic and have put the z4 in the same class, so yes they do look at the z4 as a classic

 

[ChrisKnottIns]

OK, so you're comparing a classic policy premium with an everyday car premium. There will always be a difference.

 

[enuff_zed]

OK, so you're comparing a classic policy premium with an everyday car premium. There will always be a difference.

Yes, but his point is that Lancaster WILL give him a classic policy and you won't?
Therefore it doesn't matter what comparison you make, you will never get the business.

Surely the question should be: if you invest time and effort into a forum for a car that is rapidly becoming seen as a classic (earlier versions at least) then why are you not providing the same service as other, more forward-looking insurers?

 

[mikenico]

The z4 I am looking at is as second car so its seems anyone on my predicement will use lancaster over anyone else as they are half the price, the actually offered my than your insurance offers than your company for the quote ws for a z4 20i. no. Ncb age 60 with 5k mile full comp for only £265 , your company less offers was £480, so I would suggest to the admin of z4 let people know about lancaster

 

[ChrisKnottIns]

OK, so you're comparing a classic policy premium with an everyday car premium. There will always be a difference.

Yes, but his point is that Lancaster WILL give him a classic policy and you won't?

No his point was that there was a pricing differential. The difference in policy type was highlighted by me.

 

[enuff_zed]

OK, so you're comparing a classic policy premium with an everyday car premium. There will always be a difference.

Yes, but his point is that Lancaster WILL give him a classic policy and you won't?

No his point was that there was a pricing differential. The difference in policy type was highlighted by me.

Why won't you offer a classic policy then?
Seems a big section of the market you're missing?

 

[ChrisKnottIns]

We will offer classic policies for any vehicles that the various insurers we use class as a classic - typically anything around 20 years old, garaged, with limited mileage and used as a second vehicle and cherished.

 

[mikenico]

But chris knott does not offer a classic alternative yet it advertises here, which I find strange