Insurance & Modifications - Result!

A

Adamski

Lifer
 Edinburgh
I never enjoy dealing with insurance companies. It's a complete PITA and usually they charge you obscene amounts for the smallest modification. This year at renewal, one company wanted an extra £200 to insure my hardtop! Crazy :headbang:

Anyway, this post is actually a good news story. I called Direct Line today to tell them about my new interior, which I'll be fitting tomorrow (yes yes I'll post pics after fitting them). I expected a hike in premium. However, I was told that - as long as I'm sticking with BMW parts, no additional premium is due. I'm a happy chap, and the mod is noted on my policy. I also ran through a couple of mods I'd forgotten about, custom wheels etc - again, no additional payment due.

All in all, I'm pretty chuffed :dance2:
 
It's nice when something works out better than expected! Well done Direct Line... who'd have thought it! :thumbsup:
 
I always note the time, date and who I spoke to for these calls. Just in case they need to track the recorded call at a later date :wink:
 
Adamski said:
I always note the time, date and who I spoke to for these calls. Just in case they need to track the recorded call at a later date :wink:
Click to expand...

Yep. Always, always, always do that! Top tip! :thumbsup:
 
I wonder if its worth compiling a list of insurers that seem 'friendlier' to mods / options etc. I know that they move the goalposts fairly regularly, but perhaps it could be of some use?
 
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