Insurance for the MC

Angelus666

Senior member
 Essex
Just going through the annual change of provider for insurance (current provider feels it's best to double last years premium) and it's funny when you see the estimated value of £4000 for the MC in most comparison engines. Ended up getting a good-ish deal with Halifax at £380 with just £100 compulsory and £0 excess. There were some as low as £270 but the excess was £800.
 
My renewal has just come in at a shade under £1k for the Alfa and MC with Admiral.

It’s not that bad considering that’s for:
  • 30k miles a year between the 2 vehicles
  • business use
  • mods declared
  • parked on the road in Liverpool
  • £14k claim
And, to be fair, the Alfa on its own was £600 initially, and the MC has never been below £600 previously.
 
I am paying 320 with classicline whoseem to be sensible. Cant work out a lot of insurers business model where they absolutely screw their loyal customers to fund low first year new busness drivers premiums . I dont want to change companies every year but i expect reasonable premiums for staying with a particular insurer. 😤 not a lot to ask.
 
Pps, so 900 miles last year, tax , insurance, fuel and an oil service, about £1.50 a mile,...... couldnt get an uber cab for that 👍😁🏎
 
Most people are lazy...the gradual rise in premiums people just accept and can't be arsed to change.

The most expensive key word on Google Adwords is Life Insurance...about $50 per click....most people just don't change insurance companies once you're with them you're there for life and you'll buy all sorts of policies with them.
 
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