PawnSacrifice said:
Have been searching and I can't find the thread I was looking for.
(Disclaimer!)
Am sure I read on here, within the last couple of months, someone recommending a third party claims handler? Had an incident yesterday which I am going to need to claim against a third party but I wan't in my car. As a last resort I will contact my motor insurer and see if I can use my legal cover.
Thanks
PS - Have given this some more thought. Perhaps you would be better using an appropriate and local to you injury claims firm. The nature of the incident is a 'road traffic' accident and is clased as an injury road traffic collision and as such should also be reported to the police. This is a legal obligation on the driver to report the incident to the police within 24 hours where an injury is involved.
The Legislation in full (relevant sections highlighted)
S170 Duty of driver to stop, report accident and give information or documents
(1) This section applies in a case where, owing to the presence of a motor vehicle on a road, an accident occurs by which—
(a)
personal injury is caused to a person other than the driver of that motor vehicle, or
(b) damage is caused—
(i) to a vehicle other than that motor vehicle or a trailer drawn by that motor vehicle, or
(ii) to an animal other than an animal in or on that motor vehicle or a trailer drawn by that motor vehicle, or
(iii) to any other property constructed on, fixed to, growing in or otherwise forming part of the land on which the road in question is situated or land adjacent to such land.
(2)
The driver of the motor vehicle must stop and, if required to do so by any person having reasonable grounds for so requiring, give his name and address and also the name and address of the owner and the identification marks of the vehicle.
(3) If for any reason the driver of the motor vehicle does not give his name and address under subsection (2) above, he must report the accident.
(4) A person who fails to comply with subsection (2) or (3) above is guilty of an offence.
(5)
If, in a case where this section applies by virtue of subsection (1)(a) above, the driver of the vehicle does not at the time of the accident produce such a certificate of insurance or security, or other evidence, as is mentioned in section 165(2)(a) of this Act—
(a) to a constable, or
(b) to some person who, having reasonable grounds for so doing, has required him to produce it,
the driver must report the accident and produce such a certificate or other evidence.
This subsection does not apply to the driver of an invalid carriage.
(6)
To comply with a duty under this section to report an accident or to produce such a certificate of insurance or security, or other evidence, as is mentioned in section 165(2)(a) of this Act, the driver—
(a) must do so at a police station or to a constable, and
(b) must do so as soon as is reasonably practicable and, in any case, within twenty-four hours of the occurrence of the accident.
(7) A person who fails to comply with a duty under subsection (5) above is guilty of an offence, but he shall not be convicted by reason only of a failure to produce a certificate or other evidence if, within five days after the occurrence of the accident, the certificate or other evidence is produced at a police station that was specified by him at the time when the accident was reported.
(8) In this section “animal” means horse, cattle, ass, mule, sheep, pig, goat or dog.
Thanks 
