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Anonymous
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StevenH72 said:
StevenH72 said:
or no lack of imagination .....
Informing Insurance about Mods
- Thread starter jsing
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or no lack of imagination .....
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Anonymous
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StevenH72 said:
1 incident dispels my "inane whining"
You sir, are a class 1 cock....
Devilsadvocate said:Why does my wife pay extra to change her name when we got married?
Why do I pay more for adding a private plate? but not a speeding offence?
Explain my ignorance on my personal experience.....
Just which one do you work for again?
I don't work for any Insurance company, I loath them but not as much as you :wink:
Simple answer to your questions above - admin fee for change to original policy. System update and new paperwork has to be generated and sent out eg your certificate. Cost to you £20 Think of it as a learning fine to make sure you don't do it next year.
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Yes but no other company charged for the same detail changes and they had the same admin job to do, council tax, bank, etc etc, even the driving licences were free../Simon_P said:Devilsadvocate said:Why does my wife pay extra to change her name when we got married?
Why do I pay more for adding a private plate? but not a speeding offence?
Explain my ignorance on my personal experience.....
Just which one do you work for again?
I don't work for any Insurance company, I loath them but not as much as you :wink:
Simple answer to your questions above - admin fee for change to original policy. System update and new paperwork has to be generated and sent out eg your certificate. Cost to you £20 Think of it as a learning fine to make sure you don't do it next year.
And I notice you selectively missed answering the first question....
and the cost to me.... £47, not £20.
Devilsadvocate said:Yes but no other company charged for the same detail changes and they had the same admin job to do, council tax, bank, etc etcSimon_P said:Devilsadvocate said:Why does my wife pay extra to change her name when we got married?
Why do I pay more for adding a private plate? but not a speeding offence?
Explain my ignorance on my personal experience.....
Just which one do you work for again?
I don't work for any Insurance company, I loath them but not as much as you :wink:
Simple answer to your questions above - admin fee for change to original policy. System update and new paperwork has to be generated and sent out eg your certificate. Cost to you £20 Think of it as a learning fine to make sure you don't do it next year.
Exactly....
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Devilsadvocate said:Yes but no other company charged for the same detail changes and they had the same admin job to do, council tax, bank, etc etc, even the driving licences were free../Simon_P said:Devilsadvocate said:Why does my wife pay extra to change her name when we got married?
Why do I pay more for adding a private plate? but not a speeding offence?
Explain my ignorance on my personal experience.....
Just which one do you work for again?
I don't work for any Insurance company, I loath them but not as much as you :wink:
Simple answer to your questions above - admin fee for change to original policy. System update and new paperwork has to be generated and sent out eg your certificate. Cost to you £20 Think of it as a learning fine to make sure you don't do it next year.
And I notice you selectively missed answering the first question....
and the cost to me.... £47, not £20.
As I said a new certificate and paperwork is issued with new details. Nothing would be issued just the computer system updated in the companies you mention above. £47 you need a better insurance company
In answer to your first question
Devilsadvocate said:
There are several measures and perhaps your insurance company doesn't use the one you checked or perhaps isn't quite up to date. Much like the difference in monthly house price rises between Nationwide and Halifax report.
Tim3906 said:Tim3906 said:After reading this I have just informed my Insurance company about my new wheels - waiting for the bad news on the cost now!
£18.00 more for the wheel change!
nice one... not too bad.
i have to admit im on the "robbing barstewards" side of the coin. my insurance doubled overnight after me an the mrs split up. so i asked why. the answer is now i am classed as a single male. this in itself is a fair enough reason. single men are more likely to have an accident. my beef here is overnight i didtn become a recless driver. i still drove the same way at the same careful speeds. in the end i added another woman to the policy. they knew we didnt live together but she was down as a regular driver of the car and they seemed ok with it. the policy returned to the lower value and we carried on.
its these sorts of thing that makes me think they are out for what they get.
also why is it renewal time its doubled. yo phone them and complain and it drops. you then say well confused.com says its less and they say yes i can see that on the system. oh well we shal use that value??
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Simon_P said:
So what about the DVLA, who had to issue new driving licence photocard, counterpart, new V5 documents? and update their computer records.... and at what cost... Nada, Nothing, Zilch, But phone up the insurers... that'll be £47.
Simon_P said:£47 you need a better insurance company
Yes and I have one now, But mid term is when it happened, and you have to pay more than that to cancel and then lose a part years NCB.
Why? because they are robbing bastards.
Of course... As per the Road Traffic Act, no personal car NEEDS BY LAW to have 3rd party insurance as we are always led to believe.
You can have a private car on the roads without this "compulsory" insurance..
:wink: :wink: :wink:
You can have a private car on the roads without this "compulsory" insurance..
:wink: :wink: :wink:
Devilsadvocate said:
Really living up to your name
Quite simply one is a business that has to make money/profits for its directors/partners or with the larger firms shareholders. The other is government funded although I am surprised you don't pay anything with the DVLA however you do if you want to swap number plates. I am sure the government will change this policy soon just like passports cost a fortune!
Devilsadvocate said:
No its because they have priced you at the start of the policy and you have paid however now you want to amend or cancel then there is a charge, its basic business practice. How is that lost on you?
Think I/we get you hate insurance companies now, but your arguments don't hold any water for debate and are just childish rants. Sorry.
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Anonymous
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Simon_P said:
That's OK, there's no need to apologise...
Setting aside the arguments and going back to the OP's question, I've had different answers from direct line on the two times I've asked the question.
When I switched cars I was asked to list everything including optional extras but nothing added to the premium.
When the renewal came up I checked and all they wanted to know was anything that was added or changed after it left the factory.
Confusing isn't the word...
I'd just tell them and see what they say. They may charge an admin fee for amending your policy, no comment on the rights and wrongs of that over what's already been said
When I switched cars I was asked to list everything including optional extras but nothing added to the premium.
When the renewal came up I checked and all they wanted to know was anything that was added or changed after it left the factory.
Confusing isn't the word...
I'd just tell them and see what they say. They may charge an admin fee for amending your policy, no comment on the rights and wrongs of that over what's already been said