I need some proper sensible advice

Hi James, Sytner offered 28k with no discussion so maybe they'd go a bit higher with some arm twisting.

Cheers Paulwirral, daft builder?? That makes 2 of us then mate..!!

Worth looking into that halfway settlement Angie, cheers for that.

PCP runs for another 3 hrs Taz.
 
john-e89 said:
Hi James, Sytner offered 28k with no discussion so maybe they'd go a bit higher with some arm twisting.

Cheers Paulwirral, daft builder?? That makes 2 of us then mate..!!

Worth looking into that halfway settlement Angie, cheers for that.

PCP runs for another 3 hrs Taz.
Click to expand...

The guy I dealt with a Sytner was quite good - I can give you his number if you like. BMW Chiswick offered me £8k for my coupe and he went up to £10.5k which was the best offer I had..
 
bluestreak56 said:
The guy I dealt with a Sytner was quite good - I can give you his number if you like. BMW Chiswick offered me £8k for my coupe and he went up to £10.5k which was the best offer I had..
Click to expand...

Yes that would be great bluestreak, thanks very much.
 
You can VT (Voluntary Termination) at any time during your contract (CCA 1974 Section 99), however that legislation provides for compensation if you are below the 50% owed point which could be equal to the 50% less any payments made per CCA 1974 Section 100

In other words, keep it until spring, you will have paid a little more off and it will be hopefully worth more, good luck anyway
 
No guarantee that come spring the bid from the dealer will close the £1000 gap, it may widen. More miles, perhaps a little scuff on the bumper, a yard full of stock, oil price back up so large engine cars not so desirable again. That £1k is now a £3k gap and you are thinking f**k I should have closed. I would be getting rid and taking the hit to sit in a better situation rather than sitting there with the car hanging round your neck until spring.
 
I can't nor won't offer any advice, but sorry to hear this John.
I hope 2016 works out to be a much better year for you.
 
Thanks for the info and luck wish Sars, it's appreciated.

Mattwalters I take your well made point, it's a good thought so thanks very much.

Cheers Jim, yes it's all we need after my health issues as well but it could all be a lot worse so we keep smiling and I'm sure it'll all work out ok, nobody's died so it can all be sorted. :D :thumbsup:
 
As Paul says I agree with thoughts to bail now and take the 1k hit, that will also leave your M funds mainly intact to pick something up in the summer.

I like the e89s but at present they are still a depreciating car if you bought from new, so you may lose more equity by springtime.

Checkout what options you have with the pcp.

Being self employed too, you obviously know the risks and seem to be making adjustments for the Unknown events and that is the best mindset to be in, be financially flexible...

Good luck with whatever you decide :thumbsup:
 
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