Having My Pants Pulled Down!

[TitanTim]

Just off the phone with Adrian Flux as was arranging to swap my Insurance Policy over from the Z3 to the Hyundai i10 I'm collecting on Friday. I was insured through Trinity on the Z3 and was informed this morning they won't insure the Hyundai :? or its not on their list. I find this very hard to believe. Anyways it meant taking out a new policy with another insurer for 12 months and forking out on a new premium, although I did get a 46 quid discount. I'm sure insurers give you any old cr*p so you have to take out a new policy and pay a new premium. I had to check what I was insuring and yes it is a Hyundai i10 :lol:

Tim.

 

[srhutch]

Just pray yo don't have a windscreen failure. Our company hired a car which turned out to be a Hyundai I40. Windscreen smashed and the replacement was around £800.

 

[TitanTim]

Just pray yo don't have a windscreen failure. Our company hired a car which turned out to be a Hyundai I40. Windscreen smashed and the replacement was around £800.

I've specced the car with lane departure and anti collision warning so will be interested to see if its incorporated into the windscreen and maybe why expensive to replace if it is. Dealer said its the first i10 they've had in with it fitted :|

Tim.

 

[pvr]

Lane departure - did you drive a car with that?

I hated it, on the country roads, the steering wheel was forever fighting with me as it wanted me to move over where there was no space.

 

[Ducklakeview]

Just off the phone with Adrian Flux as was arranging to swap my Insurance Policy over from the Z3 to the Hyundai i10 I'm collecting on Friday. In was insured through Trinity on the Z3 and was informed this morning they won't insure the Hyundai :? or its not on their list. I find this very hard to believe. Anyways in meant taking out a new policy with another insurer for 12 months and forking out on a new premium, although I did get a 46 quid discount. I'm sure insurers give you any old cr*p so you have to take out a new policy and pay a new premium. I had to check what I was insuring and yes it is a Hyundai i10 :lol:

Tim.

Pi$$ take. Mind you, they could have said "yes we'll cover that, no extra premium BUT the "admin charge" is £35""

Mike

 

[TitanTim]

Lane departure - did you drive a car with that?

I hated it, on the country roads, the steering wheel was forever fighting with me as it wanted me to move over where there was no space.

I didn't pvr, the latest i10 only came out in January and I ordered at Xmas, I thought for 200 quid why not as its the only extra I could spec apart from metallic paint, hope I don't regret it now :|

Tim.

 

[TitanTim]

Just off the phone with Adrian Flux as was arranging to swap my Insurance Policy over from the Z3 to the Hyundai i10 I'm collecting on Friday. In was insured through Trinity on the Z3 and was informed this morning they won't insure the Hyundai :? or its not on their list. I find this very hard to believe. Anyways in meant taking out a new policy with another insurer for 12 months and forking out on a new premium, although I did get a 46 quid discount. I'm sure insurers give you any old cr*p so you have to take out a new policy and pay a new premium. I had to check what I was insuring and yes it is a Hyundai i10 :lol:

Tim.

Pi$$ take. Mind you, they could have said "yes we'll cover that, no extra premium BUT the "admin charge" is £35""

Mike

I'm just thinking they were telling me porkies, why insure a Z3 and not an i10 :|

Tim.

 

[Nictrix]

There are insurancecompanies that don't insure some vehicles, I have found this a couple of times in the past.
Most times it is with companies who you have had a very cheap quote with, then change vehicle and they wont cover that vehicle.
It last happened to me last year swapping the Mini for the X6.

 

[Mister T]

It will have been a special scheme for performance cars. By restricting the vehicles on the scheme the insurer can offer better prices.

You wouldn't expect to be able to switch a classic car policy onto a barnd new I10, it's just the same type of thing.

 

[Dav the wheel nut]

Just had my renewal quote from Adrian Flux which had gone up considerably for the Zed. Asked them if they could do anything on the price and they said only if I came back with a lesser quote from another company
I told them if I went and got a better quote I wouldn't be back and it made no difference.
Got a cheaper quote from Chris Knott and went with them.
Went back to AF and told them not to renew my policy and they said they would beat the quote I had from CK. My reply was something along the lines of 'perhaps you should have done that in the first place and you know where you can stick it' :evil:

 

[john-e89]

Just had my renewal quote from Adrian Flux which had gone up considerably for the Zed. Asked them if they could do anything on the price and they said only if I came back with a lesser quote from another company
I told them if I went and got a better quote I wouldn't be back and it made no difference.
Got a cheaper quote from Chris Knott and went with them.
Went back to AF and told them not to renew my policy and they said they would beat the quote I had from CK. My reply was something along the lines of 'perhaps you should have done that in the first place and you know where you can stick it' :evil:

To be fair they need you to tell them a renewal price from elsewhere so they don't go too low if they straight away discounted your policy from your initial renewal query.

 

[Dav the wheel nut]

Just had my renewal quote from Adrian Flux which had gone up considerably for the Zed. Asked them if they could do anything on the price and they said only if I came back with a lesser quote from another company
I told them if I went and got a better quote I wouldn't be back and it made no difference.
Got a cheaper quote from Chris Knott and went with them.
Went back to AF and told them not to renew my policy and they said they would beat the quote I had from CK. My reply was something along the lines of 'perhaps you should have done that in the first place and you know where you can stick it' :evil:

To be fair they need you to tell them a renewal price from elsewhere so they don't go too low if they straight away discounted your policy from your initial renewal query.

Yes john but if they can do it for £50 cheaper than my renewal quote why quote me so high in the first place. They didn't make any effort as a broker to find me a cheaper deal or even try to keep me as a customer. Oh well that's insurance companies for you.

 

[cj10jeeper]

Just had my renewal quote from Adrian Flux which had gone up considerably for the Zed. Asked them if they could do anything on the price and they said only if I came back with a lesser quote from another company
I told them if I went and got a better quote I wouldn't be back and it made no difference.
Got a cheaper quote from Chris Knott and went with them.
Went back to AF and told them not to renew my policy and they said they would beat the quote I had from CK. My reply was something along the lines of 'perhaps you should have done that in the first place and you know where you can stick it' :evil:

To be fair they need you to tell them a renewal price from elsewhere so they don't go too low if they straight away discounted your policy from your initial renewal query.

Yes john but if they can do it for £50 cheaper than my renewal quote why quote me so high in the first place. They didn't make any effort as a broker to find me a cheaper deal or even try to keep me as a customer. Oh well that's insurance companies for you.

This is missing the point. If there's a genuine competitive quote and they want the business they will lower their price and beat it if possible.
You wouldn't go into any retailer ask for a discount then when granted walk out as it wasn't offered on the sticker price, expect a car dealer to lower the screen price by 10% because they can. That's not how retail/sales works

 

[TitanTim]

And then come renewal time 12 months later it shoots up once you've been snared :x

Tim.

 

[cj10jeeper]

And then come renewal time 12 months later it shoots up once you've been snared :x

Tim.

100% true and that's the price of inertia, or put another way the laziness of not shopping around for good prices. Surprises many people when the exact same happens in employment. The longer you stay with an employer the less you get paid vs market rate. Change jobs every few years to keep the best rates

 

[pvr]

And then come renewal time 12 months later it shoots up once you've been snared :x

Tim.

100% true and that's the price of inertia, or put another way the laziness of not shopping around for good prices. Surprises many people when the exact same happens in employment. The longer you stay with an employer the less you get paid vs market rate. Change jobs every few years to keep the best rates

A.K.A. the Indian method, they move jobs as soon as they learn something new as their existing employer will never increase their salary.