andy123 said:Interesting that Admiral seem to take a sensible view. I suppose my concern is an insurance company can just use a vin decoder to pull back the build options and then refuse a claim on the basis that wheels had been changed ( or any other undeclared change ), so would prefer to have everything above board. Sadly these days many make it very difficult to talk to themtiglon said:andy123 said:Yes looks nice. However trying to avoid the 19inch wheels due to cracking. I know I could change them for a different size/design. However I'm having a lot of trouble with trying to get insurance to cover the winter wheels on my 5 series. The winters are the same size as the wheels that were specified from new but a slightly cheaper style, most mainstream insurers want to treat as a modification and either refuse cover or ramp it up by upto 20%. Appreciate there are lots of options to use a specialist insurer for a Z4 who are likely to be more understanding rgarding modifications/changes.
Not checked recently but I think the same dealer bought the Estoril Blue one ( from Devon) that was advertised on this site. Shame Estoril was only available on the later cars, as really seems to accentuate the lines of the car.
I'm with Admiral, and they only charged me the admin fee for my modifications. To be honest, if you replace with standard Z4 wheels then I don't see how they can void your insurance or refuse to pay out on a claim - how are they even going to know which Z4 wheels were specified when new?
Talking to them wasn't easy....
"The front upper and lower control arms have been replaced with the e90 m3 versions"
"So you've lowered the suspension?"
"No, the front upper and lower control arms have been replaced with the e90 m3 versions"
"So you've lowered the suspension?"
"Shall I send you an email?"
I think the likelihood of an insurance company using a vin decoder to check original wheel spec and having someone actually know the code for the wheels now on the code is about one in a billion. Just not ever going to happen. If you've put pink aftermarket wheels on and slammed the ride height then they might do some checks, but Z4 wheels on a Z4? Nope.
For what it's worth, my wheels are declared, but only because I was telling them about everything else so I may as well. They didn't understand that either...
