Disclosure of Speed Awareness Course Attendance

[StevenH72]

they will do nothing.
Look how womens premiums rocketed in december due to the European ruling that you cannot discriminate policies by gender.

In all honesty I disagree with the European ruling on gender discrimination.

Insurance premiums are set against a risk schedule. If men are higher risk they should pay higher premiums.

Just because Women now have to charged the same (based purely on gender), you can't lower men's premiums to "level it out" across the board, each customer has to be assessed on an individual basis.

 

[original guvnor]

Basically Dispatches were suggesting that if you are with Direct Line they force the repairing garages to buy the paint and parts they want them to use because they have a big purchasing/supply agreements with paint/parts companies and therefore authorised repairers are not allowed to go outside of this agreement, even if the alternative is cheaper or better. They certainly weren't using OEM parts put it that way! It was also suggesting that some of their loss adjusting was incredible - telling qualified auto repairers not to do certain repairs or to cut corners and not repair like with like. Add into that allegations that they sell your details to ambulance chasers and deliberately seek to drive up the cost of a claim if they know the other party is responsible, and you paint a picture of a very murky way of doing business.

 

[Liam-O]

I renewed with elephant last week (part of the same group) and they did not ask me about it, just the usual convictions.

 

[Anonymous]

they will do nothing.
Look how womens premiums rocketed in december due to the European ruling that you cannot discriminate policies by gender.

In all honesty I disagree with the European ruling on gender discrimination.

Insurance premiums are set against a risk schedule. If men are higher risk they should pay higher premiums.

Just because Women now have to charged the same (based purely on gender), you can't lower men's premiums to "level it out" across the board, each customer has to be assessed on an individual basis.

Of course they can level it out, The risk hasn't changed but the money they get in has just substantially increased,
It could have been increased somewhat for the women and lowered for the men due to now being able to offer a better price, to even it out.
What do you suppose they are going to do with all the extra money? Did they offer more competitive premiums? yeah right. they just pocket the extra.