Dash Cam legal question?

So have one fitted but don't tell your insurance company about it, that way you can decide when its working or not. I told my insurers and got a £60 discount on my premium, mines hardwired through a power magic pro to prevent battery drain.
 
Steve84N said:
Most count it as a modification so you could be setting yourself up for a voided claim. Not clever.

On that basis, a sat nav or even a phone charger could be counted in the same way..

Mike
 
Just saying as it's been specifically mentioned when I've looked at insurance in the last year or so. I don't know if it helps or hinders the premium as I didn't explore it.
 
Steve84N said:
Just saying as it's been specifically mentioned when I've looked at insurance in the last year or so. I don't know if it helps or hinders the premium as I didn't explore it.

If you were using a comparison search engine, I know some of them ask as some insurers actively encourage their use and also give a discount.

Mike
 
A while back, a couple of forum members on here posted footage from their dashcams which they claimed showed the terrible driving of others, but it was dead easy for me to also use the same footage to show that their own driving was equally poor. IMO, if you're going to use a dashcam on the roads, you're setting yourself up as a "saint" and giving the defence a potential field day against you.
 
exdos said:
A while back, a couple of forum members on here posted footage from their dashcams which they claimed showed the terrible driving of others, but it was dead easy for me to also use the same footage to show that their own driving was equally poor. IMO, if you're going to use a dashcam on the roads, you're setting yourself up as a "saint" and giving the defence a potential field day against you.

As discussed in my previous post, there is no legal requirement to produce your dash cam footage voluntarily. So if you are smart you would only disclose it in incidents where the other driver is clearly at fault (I agree with you about some of the footage posted on the forum in the past - at best they looked 50/50)

Basically, you are not legally obliged or compelled to volunteer anything. If you are at fault and showed dash cam footage to your solicitor that proves it, they would not disclose it – nor is your solicitor legally obliged to do so.
If the driver of the other vehicle involved has knowledge that you have dash cam footage that proves you were are fault, then they can instruct their solicitor to order the footage to be disclosed – however, by that time the footage has usually been overwritten
 
Steve84N said:
That's gonna work really well when you get pulled out unconscious and the police seize the car for evidence...

Playing worst case scenario, then of course you're better off without one :)
 
Ah, just buy a cheapo SD card - one bump and the contents is toast anyway :lol:
 
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