A lot of people have been praising Rishi for his strategy on furlough, but IMO he's done an utter piss poor job at this....he's the reality of my 3 immediate neighbours.
Neighbour 1 - My neighbour is a black cab driver, he is able to claim the full £2500 a month on furlough as he's not doing his normal taxi in London. However, he has been working every day throughout this as a delivery driver for a local council, earning the same amount of money as he would have done as a cabbie. He's giving the furlough money to his wife and spoilt brat kids to buy designer handbags.
Neighbour 2 - I have a household of 6 Polish immigrants sharing a house (nice people), they have been in the UK for 8-12 months doing warehouse jobs. They are able to claim the full £2500 a month on furlough, but they have found other warehouse jobs (not sure on their earnings) and have been working all the way through this period. That household is claiming £15k a month.
Neighbour 3 - Has been in the UK since birth, worked for 25 years as an IT professional and has been PAYE across multiple companies and probably paid in a fair whack over the years. Last September he left to start up his own freelance consultancy. His clients have all dried up and as he hasn't submitted any accounts yet he isn't entitled to any form of furlough money. He has been told to seek universal credit, but because he has more than £3k in the bank he isn't entitled to it.
We could have very easily created a cleaner system by having a smaller furlough value based on contributions matched to NI and suspending all household bills....council tax, gas, electricity, broadband, phone, etc and then those companies would then receive direct government payment and/or tax breaks for a few years to recoup that money.
If you're on the national average of £27k, you're actually better off not going back to work. How he thought this system was workable is embarrassing.