Credit Card Scammers

[cj10jeeper]

Some of you know I work in the Credit Card and related industry and Just to show nobody is immune, despite all the care I take I got scammed for £00's overnight.

Woke up to a swathe of texts from the bank's fraud site. Being the suspicious guy I am, I ignored all the numbers posted and called the bank direct (like I wasn't going to simply call back and give the scammers my real details...

Sure enough multiple ATM withdrawals from US ATM's all at £500 give or take conversion and charges. Fraud systems cut in after 2 and rejected the rest. No loss to me at all, but half an hour of my time wasted, unable to use any of my cards for the next few days and need for new pins, etc.

Looks like they have hacked a retail site that I have used at some point and got the pin details from there, matched it to a card number (from there or elsewhere) and created several physical cards and re-matched to the pin.

Bingo and scammers payday and people ask why they bother even trying....F**kers

 

[DumfriesDik]

WOW. Thats really not good. It has happened to me once - buying Eurotunnel train fares in France, whilst at work in Hampshire!

No idea how they got my details. Shame these folk don't put their talents to better use. Scum the lot of em.

 

[85genius]

Glad you got it sorted! Happened to me a couple of years ago and was a right PITA to get it sorted and get the money back in my account

 

[sars]

It's so frustrating and feel for you. I am a complete on-line shopper and have had my card duplicated quite a few times, never a debit card though. I now pay via Paypal online when I can, only use a securish connection and tend to use my iPad for purchases. I have also started to pay with Apple pay at coffee shops etcetera, biometric security is the way forward and let's get rid of the pin

 

[cj10jeeper]

Sars - it was a credit card. I can also be sure the pin was obtained at a retail store, either by seeing it (which is unlikely as I conceal it) or more likely data theft from a store.
Pin is a huge step forward against fraud, but still has issues, especially as do much is stored by retailers. Most probably are now users writing pond down or easily guessed numbers...

 

[pvr]

Major pain, sorry to hear.

Mine were used twice - both on iTunes for 79p. Apparently, standard method of "trying" a card first. NatWest blocked on both times the card very quickly and reversed the 79p each time.

Agreed on the number to call though - as when you do, they ask you to answer security questions - hmm.

 

[ZedFourM]

Looks like they have hacked a retail site that I have used at some point and got the pin details from there

Curious how that would happen - they should be encrypting PIN in transit and (if they are PCI DSS compliant) should not be storing PIN.

 

[cj10jeeper]

Looks like they have hacked a retail site that I have used at some point and got the pin details from there

Curious how that would happen - they should be encrypting PIN in transit and (if they are PCI DSS compliant) should not be storing PIN.

All sites should indeed be PCC DSS complaint, but let's be honest they are not..

I put almost all my spending via a credit card due to the extra protection from CCA S75 on the mid sized items and indeed improved cashflow, but not in 20 years+ with this card ever made a cash or pseudo cash transaction as I won't pay interest, so cannot even begin to imagine which retailer it was obtained from. I have however noted that I'm on several of the places that have lost data in recent months

 

[lux]

Mine were used twice - both on iTunes for 79p. Apparently, standard method of "trying" a card first. NatWest blocked on both times the card very quickly and reversed the 79p each time.

Phew, close call there pvr, that could have cost you...............£1.58!


I had two flights booked from Switzerland on mine earlier this year, all refunded back in the end but a right PITA.

 

[TitanTim]

I took all my cards off places like iTunes and Amazon a long time ago after some slimeball hacked my iTunes account and did a small value test purchase. Luckily my card provider was on the ball and contacted me. I asked how these people get into accounts such as iTunes and alot of times hackers will guess logins and passwords and will spend all day doing it. I only have PayPal now and regularly change passwords etc.

Tim.