Credit Card Fraud

[Ewazix]

Ive just had my Card Statement and found that the cheeky buggers have also charged Amazon Prime to my card!
Amazon have sent me a confirmation of the fraud activity very quickly and the card provider have added it to the list.

It seems they dipped a toe into the water early Jan then went for the big ones at the end of Jan.

This is exactly what's been happening on my daughter's card, she's had 9 months of having to renew cards. Fraudulent introductory period pro-mo subscriptions etc delay the provider making the charge for weeks or months and roll forward on to the new card, time and again the new card then gets blocked. Sadly you may have a way to go....

 

[ronk]

Ive just had my Card Statement and found that the cheeky buggers have also charged Amazon Prime to my card!
Amazon have sent me a confirmation of the fraud activity very quickly and the card provider have added it to the list.

It seems they dipped a toe into the water early Jan then went for the big ones at the end of Jan.

This is exactly what's been happening on my daughter's card, she's had 9 months of having to renew cards. Fraudulent introductory period pro-mo subscriptions etc delay the provider making the charge for weeks or months and roll forward on to the new card, time and again the new card then gets blocked. Sadly you may have a way to go....

Great!

 

[ben g]

Ive just had my Card Statement and found that the cheeky buggers have also charged Amazon Prime to my card!
Amazon have sent me a confirmation of the fraud activity very quickly and the card provider have added it to the list.

It seems they dipped a toe into the water early Jan then went for the big ones at the end of Jan.

This is exactly what's been happening on my daughter's card, she's had 9 months of having to renew cards. Fraudulent introductory period pro-mo subscriptions etc delay the provider making the charge for weeks or months and roll forward on to the new card, time and again the new card then gets blocked. Sadly you may have a way to go....

How is it still happening after renewing her cards?

I've had my cards cloned twice. Both times the banks have been hot on it. New card posted out and all sorted.

 

[Number5]

I had my credit card stolen recently but I haven't reported the theft yet.

- I thought I'd leave it a while as they're using it far less than my wife does

 

[GAZA62]

I had my credit card stolen recently but I haven't reported the theft yet.

- I thought I'd leave it a while as they're using it far less than my wife does

 

[Ewazix]

Ive just had my Card Statement and found that the cheeky buggers have also charged Amazon Prime to my card!
Amazon have sent me a confirmation of the fraud activity very quickly and the card provider have added it to the list.

It seems they dipped a toe into the water early Jan then went for the big ones at the end of Jan.

This is exactly what's been happening on my daughter's card, she's had 9 months of having to renew cards. Fraudulent introductory period pro-mo subscriptions etc delay the provider making the charge for weeks or months and roll forward on to the new card, time and again the new card then gets blocked. Sadly you may have a way to go....

How is it still happening after renewing her cards?

I've had my cards cloned twice. Both times the banks have been hot on it. New card posted out and all sorted.

Because a payment is set up for the future on your account, via a card, the charge is still carried forward to your account even if the card number has changed. It's a loophole which scum bags are using particularly with things like Netflix subscriptions with an introductory period where you don't pay during the trial period, then the charge kicks in after 3 months for example. For some reason the card issuers (like Barclays in my daughter's case) can't seem to differentiate between the cancelled card and new one, then just knee-jerk and block the new card. Crap system

 

[enzed4]

The banks and merchants are introducing a system where online payments have to be confirmed via a code which the merchant sends by SMS to a mobile number provided by your bank which is linked to your card - happy days for us boys with poor mobile signal. Don't know how this would help where cards are cloned though

If the card is cloned, the confirmation txt will still be sent to your mobile when they purchase something with the cloned card, so you would be notified that something fishy was going on.
Two factor authentication would pretty much kill this fraud but banks have been unwilling to tighten things up as they know customers get angry at the extra 'hassle' and may switch accounts to another 'easier' bank to deal with. It's easy to be so casual about it when you're making hundreds of millions in profit each year (and if you don't, the govt will bail you out anyway.... )
Some banks are offering this as a option. It takes a few seconds to confirm your purchase, and then you're done. However, as was pointed out above, I'm not sure how you would get around poor mobile coverage for this to work?
On a related note, if you're ever travelling overseas don't forget to let your credit card company know before you go, otherwise you might find your transactions and card automatically cancelled when you start using it in another country.

 

[firebobby]

I had my credit card stolen recently but I haven't reported the theft yet.

- I thought I'd leave it a while as they're using it far less than my wife does

:lol:
Your lucky she doesn't read this Alan :wink:

 

[ben g]

This is exactly what's been happening on my daughter's card, she's had 9 months of having to renew cards. Fraudulent introductory period pro-mo subscriptions etc delay the provider making the charge for weeks or months and roll forward on to the new card, time and again the new card then gets blocked. Sadly you may have a way to go....

How is it still happening after renewing her cards?

I've had my cards cloned twice. Both times the banks have been hot on it. New card posted out and all sorted.

Because a payment is set up for the future on your account, via a card, the charge is still carried forward to your account even if the card number has changed. It's a loophole which scum bags are using particularly with things like Netflix subscriptions with an introductory period where you don't pay during the trial period, then the charge kicks in after 3 months for example. For some reason the card issuers (like Barclays in my daughter's case) can't seem to differentiate between the cancelled card and new one, then just knee-jerk and block the new card. Crap system

But that would then be an account issue, so best to close the account and start a new one, otherwise as you said, you'll always have problems as the account numbers will always be the same.