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CAT D or not ?
- Thread starter monkadill
- Start date
Once a cat D always a cat D. You cant un-write off a car as far as I'm aware.
Interesting. As far as I'm aware, the insurance company has to be informed if you know it to be a Cat D when purchasing the car. If it's possible to have it taken off the HPI register, surely you wouldn't have to inform them that it WAS a Cat D in a previous life. (If you knew of course.)
danmiddle2
Active member
Grizzly9 said:Interesting. As far as I'm aware, the insurance company has to be informed if you know it to be a Cat D when purchasing the car. If it's possible to have it taken off the HPI register, surely you wouldn't have to inform them that it WAS a Cat D in a previous life. (If you knew of course.)
Moot point - as posted above, once a cat D, always a cat D.
Wouldn't necessarily put me off. I have seen cars written off for some pretty minor stuff. If you can get it cheap enough and the seller is willing to share details of what the damage was... I'd consider it.
My Dad was a bodyshop supervisor for our local Chevrolet Dealership and rebuilt totaled cars on the side to make extra money. Not being bias, and hearing it from many people growing up he was one of the best around at his trade. On more than one occasion I have seen him take 2 or more totaled cars or trucks and rebuilt them into a fine used automobile.
My father passed away back in 1989 and one of the last vehicles restored was a 1978 Chevy Scottsdale 4 wheel drive pickup which a cousin still owns and drives, so although the car will always have a salvage title if it was restored properly it can still be a nice car to own.
One thing to definitely look for is to have some one else drive the car away from you and towards you as you watch, make sure the car sits square when traveling. a bent or warped framework can sometimes be hard to notice until the car starts to move!
My father passed away back in 1989 and one of the last vehicles restored was a 1978 Chevy Scottsdale 4 wheel drive pickup which a cousin still owns and drives, so although the car will always have a salvage title if it was restored properly it can still be a nice car to own.
One thing to definitely look for is to have some one else drive the car away from you and towards you as you watch, make sure the car sits square when traveling. a bent or warped framework can sometimes be hard to notice until the car starts to move!
danmiddle2
Active member
DPG said:http://www.autolign-inspections.co.uk
So you can have a Cat D removed but replaced with another marker to say it has been inspected.
Well you live and learn - I didn't think that was possible.
A
Anonymous
Guest
I was the victim of a terrible car accident around a year ago where my E92 335i saved my life.
It was a head on collision and the collective speed at the time of impact was upwards of 140MPH, this is said without any exaggeration.
It came down to fine margins. I survived, albeit with extensive injuries.
It I had been in an E46, I would almost certainly not be here. If my E92 had been a damaged repaired car and something not been totally up to scratch . . . .
IMHO it really depends on what the damage was and what the repair was. To write off a new car like this, the repair costs need to be significant so we must assume that the damage was therefore quite extensive.
As cars get older and their values are much less, when factoring silly dealer repair costs to repairs, perfectly decent cars are written off for what is non structural panel damage.
In these instances, it may be worth considering a cat d car, but this would likely not be the case with this car and the damage was likely far more serious and to the vehicle structure.
Therefore I would be careful with repaired cars such as this.
It was a head on collision and the collective speed at the time of impact was upwards of 140MPH, this is said without any exaggeration.
It came down to fine margins. I survived, albeit with extensive injuries.
It I had been in an E46, I would almost certainly not be here. If my E92 had been a damaged repaired car and something not been totally up to scratch . . . .
IMHO it really depends on what the damage was and what the repair was. To write off a new car like this, the repair costs need to be significant so we must assume that the damage was therefore quite extensive.
As cars get older and their values are much less, when factoring silly dealer repair costs to repairs, perfectly decent cars are written off for what is non structural panel damage.
In these instances, it may be worth considering a cat d car, but this would likely not be the case with this car and the damage was likely far more serious and to the vehicle structure.
Therefore I would be careful with repaired cars such as this.
danmiddle2 said:DPG said:http://www.autolign-inspections.co.uk
So you can have a Cat D removed but replaced with another marker to say it has been inspected.
Well you live and learn - I didn't think that was possible.
The point is though it will still have a marker visible through a history check. You cannot remove completely.
Twin Turbo
Active member
Q: Would I consider an Car C/D - yes if it was safe and cheep
If you interested, ask for the engineers report, as it will need one been completed
Get it checked out
be warned, if might be difficult to sell afterwords - do some investigation on the original damage - and who did the repairs.
If you interested, ask for the engineers report, as it will need one been completed
Get it checked out
be warned, if might be difficult to sell afterwords - do some investigation on the original damage - and who did the repairs.
I've owned two cat D cars both of which were written off purely because of the cost of non structural bolt-on panels, trim and lights etc. In both cases I had no loading from the insurance co, both cars were indistinguishable an un-repaired model other than by a very close inspection identifying parts with stock number stickers and new trim fittings etc. Both sold fine with appropriate price adjustments with the facts out-there due to the inspected record being on file.
By comparison, when Mrs Ewazix was T'd in the side in my new Mini convertible the value of the car allowed more extensive repairs including structural jig straitening of the front suspension area. It was dealer traded shortly after with zero effect on value and no record on file. So a Cat D need not be an issue and a clean HPI record is no guarantee at all.
Inspection, inspection, inspection.
By comparison, when Mrs Ewazix was T'd in the side in my new Mini convertible the value of the car allowed more extensive repairs including structural jig straitening of the front suspension area. It was dealer traded shortly after with zero effect on value and no record on file. So a Cat D need not be an issue and a clean HPI record is no guarantee at all.
Inspection, inspection, inspection.
srhutch said:danmiddle2 said:DPG said:http://www.autolign-inspections.co.uk
So you can have a Cat D removed but replaced with another marker to say it has been inspected.
Well you live and learn - I didn't think that was possible.
The point is though it will still have a marker visible through a history check. You cannot remove completely.
I'm not denying that as I've posted above.
A write off,is a write off. Pure and simple. The only question is why it was written off. Let's say I break into your house and nick your week old pride and joy. I stick it in a container on my mates farm for 6 months. Your insurance company replaces your car and all's well as Can be expected. 6 months later I decided to start using my new motor. Plod pulls me over, never did like wearing a seatbelt, checks the motor..... Back of me car chap and try the bracelets on for size. Insurance company will reclaim a 6 month old,low mileage,unmarked with 2 keys Z4. This will be a write off. What a bargain.
A
Anonymous
Guest
Ewazix, interesting point. I made the point that the value is important but had not considered that new cars with high value will therefore more likely be eligible for 'structural repairs' as you point out. Thank you, this has made me aware to the fact that a clear HPI is not always a guarantee of a 'structural virgin'.
Tony, would the example you give not be categorised and recorded with HPI as 'Stolen Recovered'?
Tony, would the example you give not be categorised and recorded with HPI as 'Stolen Recovered'?
A
Anonymous
Guest
Ewazix, interesting point. I made the point that the value is important but had not considered that new cars with high value will therefore more likely be eligible for 'structural repairs' as you point out. Thank you.
Tony, would the example you give not be categorised and recorded with HPI as 'Stolen Recovered'?
Tony, would the example you give not be categorised and recorded with HPI as 'Stolen Recovered'?
sniffer said:Ewazix, interesting point. I made the point that the value is important but had not considered that new cars with high value will therefore more likely be eligible for 'structural repairs' as you point out. Thank you.
Tony, would the example you give not be categorised and recorded with HPI as 'Stolen Recovered'?
May be so. Not sure to be honest. But I think you'll find it will be subject to a VIC check as the insurance company will have written it off their books.