cat d coupe 4 sale
- Thread starter woozzle
- Start date
Found out mine was a cat d a few month after buying it! As long as a car has been repaired correctly and well I wouldn't let it put me off! As long as you find out what the damage was! My cars is now on over 90k still pulls like a train and as you can see from the pictures I've put on this site looks mint still! Grab a bloody bargain!!
and they have a whippy 
How bad must the damage be to get classed as a Cat D.
There are five levels of damage used by the insurance industry to describe cars that have been involved in accidents. These levels, or categories as they're more commonly known, are labelled as A, B, C, D and F.
Cat F refers to a vehicle that has suffered fire damage. The other four 'Cats', A to D, all relate to cars that have had various levels of crash damage, and that are registered as such.
Cat A is the worst of the four, where a vehicle is so damaged that it cannot even be used for salvage and should be crushed.
Cats B and C mean that the vehicle has been heavily damaged and the insurance company has chosen not to go ahead with the repairs. Cat C cars are usually capable of being salvaged if the repairs are carried out correctly.
Cat D is the least serious category. It usually means that the vehicle has suffered light damage but the insurance company's decision to repair it is dependent on the cost of the repairs and the value of the vehicle.
If you're buying a Cat D car, there's no guarantee that it hasn't incurred chassis damage. You can find out for sure by investing in a full mechanical inspection at an approved dealership, or by RAC Inspections.
If you buy a Cat D car, make sure your insurance company knows about it, otherwise they might not pay up on any claim.
Cat F refers to a vehicle that has suffered fire damage. The other four 'Cats', A to D, all relate to cars that have had various levels of crash damage, and that are registered as such.
Cat A is the worst of the four, where a vehicle is so damaged that it cannot even be used for salvage and should be crushed.
Cats B and C mean that the vehicle has been heavily damaged and the insurance company has chosen not to go ahead with the repairs. Cat C cars are usually capable of being salvaged if the repairs are carried out correctly.
Cat D is the least serious category. It usually means that the vehicle has suffered light damage but the insurance company's decision to repair it is dependent on the cost of the repairs and the value of the vehicle.
If you're buying a Cat D car, there's no guarantee that it hasn't incurred chassis damage. You can find out for sure by investing in a full mechanical inspection at an approved dealership, or by RAC Inspections.
If you buy a Cat D car, make sure your insurance company knows about it, otherwise they might not pay up on any claim.
This is a Cat D
Insurance companies write of vehicles when the total claim is over 60% of the value of the vehicle. Of course, these days, the total claim will include ambulance chaser fees, hire car etc so a little ding on a car worth £3k could easily write it off.
However, if a car gets hit early in it's life, when it's still worth £35k then 60% is a much bigger number and will cover quite significant damage, like the Mini in the picture.
Suffice to say that you shouldn't consider a Cat D unless you have a lot of experience in buying such things and you have verifiable provenance of the damage that caused the write off.
Insurance companies write of vehicles when the total claim is over 60% of the value of the vehicle. Of course, these days, the total claim will include ambulance chaser fees, hire car etc so a little ding on a car worth £3k could easily write it off.
However, if a car gets hit early in it's life, when it's still worth £35k then 60% is a much bigger number and will cover quite significant damage, like the Mini in the picture.
Suffice to say that you shouldn't consider a Cat D unless you have a lot of experience in buying such things and you have verifiable provenance of the damage that caused the write off.
Personally I wouldnt buy a 'cat' anything.........it will always be on the register as such and its value will always reflect that , and being on the register insurance companys will factor that in come claim time and some companys wont insure a cat c or d car anyway.Thats assuming a buyer can be found for it when its time to move it on.
Its the area of repair that you cant see that corners can be cut
Its the area of repair that you cant see that corners can be cut
Personally I think it should be mandatory for all category cars to be sold with a certificate of some form depicting the damage, work done to fix it and clearance (I think the latter is already there).
Sellers who sell a cat listed car with pictures of before the accident and after always puts buyers minds to rest a little..
Sellers who sell a cat listed car with pictures of before the accident and after always puts buyers minds to rest a little..
mad4slalom
Senior member
that car is 3 miles from me, stopped to chat to the guy before i got my m, i thought it was cheap when he said he paid 6250 i think for it, said he wasnt in love with it, pass it most days and it is always parked up and he uses other vehicles, never seen it on the road, clocked the m badge tho, didnt know it was a cat d , guess that explains the price. cheap entry level coupe i suppose but always that write off stigma. :|