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Barrow

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Just got insurance with Chris Knott.
Asked for a quote, went through all the info with the operator, as it was processing she asked me if I had received any other quotes? I said yes and gave her the amount I had previously been quoted. She quoted under this, so I decided to purchase my insurance from the company. However when purchasing it I was asked to give evidence of driving license, no claims bonus and a comparison quote from another company. Is it normal for them to ask for proof of a comparison before they will approve my insurance? Doesn't seem right? What relevance dose it have for me getting approval for insurance
 
Barrow said:
Just got insurance with Chris Knott.
Asked for a quote, went through all the info with the operator, as it was processing she asked me if I had received any other quotes? I said yes and gave her the amount I had previously been quoted. She quoted under this, so I decided to purchase my insurance from the company. However when purchasing it I was asked to give evidence of driving license, no claims bonus and a comparison quote from another company. Is it normal for them to ask for proof of a comparison before they will approve my insurance? Doesn't seem right? What relevance dose it have for me getting approval for insurance
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Quite simply you could have fabricated a low figure
I am always asked by CK for proof of any quote they are aiming to beat :? although i was told recently they had no legal right to do so but i have no idea if thats right or not
They did recently beat my current renewal by £8 but again asked for the proof , i really couldn't be bothered for such a small save so went with my renewal so in effect their prices may be competitive but their system has lost a client
 
I wasn't asking them to match or beat a price. I was just asking for them to quote my insurance independently, even tho they asked me what other quotes I had received I just required them to offer me their best quote so that I could then make a comparison myself
 
[ref]mr wilks[/ref], I assume in your case you look for a company with low admin charges as you change your cars once in a while :whistle:
 
They have no legal right to require proof of a competitor's quote, what they probably want it for is so that the person who calculated the quote can use it to justify any discount given to his superior or the underwriter/insurer.

At the end of the day, they have given you a price, and if you have accepted it, they have entered into a contract. The only real way they could now increase the price is if the relevant underwriting criteria is not met, ie your licence has point you did not tell them about, or you now declare mods or prev accident history.

I was a branch manager at Endsleigh for several years, and also a technical underwriter for several insurers, back in the day :)

Mike
 
Expensive, over-rated nonsense. Try Moneysupermarket.com and get a proper, genuine quote from a multitude of providers who cover far more people in far more locations with much less BULLSHIT scenarios of what is your best quote? Do you live and work in a totally crime free area?
 
Have already responded to one of your many other posts about how unhappy you are that we couldn't beat your quote - http://www.z4-forum.com/forum/viewtopic.php?p=1326657#p1326657
 
ChrisKnottIns said:
Have already responded to one of your many other posts about how unhappy you are that we couldn't beat your quote - http://www.z4-forum.com/forum/viewtopic.php?p=1326657#p1326657
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And I'm replying to one of your many, many, many posts you keep posting regularly and randomly on this site.
 
I always phone around for the best price and then see if my insurer want's to compete, they always do and have never asked for proof. CK are on so many forums, good marketing ploy maybe? but can't say they have tempted me yet. :thumbsdown:
 
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